Oakland County property record for 3914 Loch Dr, Highland, MI 48357
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,274 sqft · built 1976 |
| Lot Size | 0.727 acres (31,668 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Aug 2012) |
| Tax Bill | $3,000 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | H-11-09-177-033 |
| Primary APN | H-11-09-177-033 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,274 sqft Living Area |
| 1st Floor Area | 1,447 sqft |
| Basement Area | 1,158 sqft |
| Unfinished Basement | 1,158 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 31,668 sqft (0.727 acres) |
| Lot Dimensions | 170 ft deep x 77 ft wide |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 536 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3914 LOCH DR |
|---|---|
| City | HIGHLAND |
| State | MI |
| Zip | 48357-2232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | T3N, R7E, SEC 9 HIGHLAND HILLS NO 3 LOT 161 |
| Legal Range | 07E |
| Legal Township | 03N |
| Legal Section | 09 |
| Legal Subdivision | HIGHLAND |
| Legal Lot Number | 161 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | HIGHLAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 131600 |
3914 Loch Dr is owned and occupied by two individuals who bought it in August 2012.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3914 LOCH DR, HIGHLAND, MI 48357-2232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2012 · Amount on File |
| Deed Sale | Aug 10, 2012 · Amount on File |
| Deed Document Number | 2012172254 |
| Deed Book / Page | 44531 / 244 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3914 LOCH DR, HIGHLAND, MI 48357-2232 |
| Document Number | 0000170563 |
| Instrument Date | Oct 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3914 LOCH DR HIGHLAND MI 483572232, HIGHLAND, MI 48357-2232 |
| Document Number | 0000170563 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 053378/000269 |
| Instrument | 170563 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 14, 2034 |
The 2025 property tax bill for 3914 Loch Dr was $3,000 with a homeowner's exemption, down 39.7% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Highland Charter Township |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,000.00 (-39.72%) Homeowner's exemption | $214,580 | $429,160 |
| 2024 | $4,977.00 | ||
| 2023 | $197,790 | $395,580 | |
| 2021 | $4,265.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3914 Loch Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3914 Loch Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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