3920 Gary Ct, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3920 Gary Ct, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,305 sqft · built 1948
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Owner Names on Record
Last Sale	$122,500 (Nov 2001)
Tax Bill	$3,538 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0170-0229-00`

Property Details

APN / Parcel Number

Primary APN	`550-0170-0229-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,305 sqft Living Area
1st Floor Area	882 sqft
Attic	Attic
Attic Area	423 sqft
Basement Area	882 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1948
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	123 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	96 sqft
Patio Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3920 GARY CT
City	CINCINNATI
State	OH
Zip	45248-3229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARY CT 65 X 123.01 IRR LOT 52 WESTCHESTER SUB
Legal Subdivision	WESTCHESTER SUB
Legal Lot Number	52
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2000
Census Tract	21001

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	3920 GARY CT, CINCINNATI, OH 45248-3229
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2001 · Amount on Record
Deed Sale	Nov 1, 2001 · Amount on Record
Prior Sale	Dec 18, 1995
Deed Document Number	01-201732
Deed Book / Page	8733 / 00226
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3920 GARY CT, CINCINNATI, OH 45248-3229
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059093
Date	May 12, 2021
Book Page	14416/2715
Instrument	2021-0059093

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	May 1, 2033

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,538.00 (+2.55%)	$67,862 (-) Land $8,932 Building $58,930
2024	$3,450.00 (-0.12%)	$67,862 (-) Land $8,932 Building $58,930
2023	$3,454.00 (+23.31%)	$67,862 (+45.61%) Land $8,932 Building $58,930	$193,890 (+45.61%) Land $25,520 Building $168,370
2022	$2,801.00 Homeowner's exemption	$46,606 Land $8,029 Building $38,577
2020			$133,160 Land $22,940 Building $110,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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