3916 Gary Ct, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3916 Gary Ct, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,945 sqft · built 1947
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on File
Last Sale	$91,600 (Oct 2011)
Tax Bill	$3,871 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`550-0170-0230-00`

Property Details

APN / Parcel Number

Primary APN	`550-0170-0230-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,945 sqft Living Area
1st Floor Area	1,522 sqft
Attic	Attic
Attic Area	423 sqft
Basement Area	1,302 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	96 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3916 GARY CT
City	CINCINNATI
State	OH
Zip	45248-3229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARY CT 60 X 125 IRR LOT 53 WESTCHESTER SUB
Legal Subdivision	WESTCHESTER SUB
Legal Lot Number	53
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2000
Census Tract	21001

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3916 GARY CT, CINCINNATI, OH 45248-3229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 3, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Oct 23, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
May 3, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 25, 2011 · Amount on Record
Deed Sale	Oct 25, 2011 · Amount on Record
Prior Sale	Oct 25, 2011
Deed Document Number	246103
Deed Book / Page	11849 / 02132
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3916 GARY CT, CINCINNATI, OH 45248-3229
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070074
Date	Jun 8, 2021
Book Page	14434/808
Instrument	2021-0070074

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3916 GARY CT, CINCINNATI, OH 45248-3229
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3916 GARY CT, CINCINNATI, OH 45248-3229

Mortgage

Document Number	0000008420
Date	Feb 3, 2023
Book Page	14846/135
Instrument	2023-0008420

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3916 GARY CT, CINCINNATI, OH 45248-3229
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3916 GARY CT, CINCINNATI, OH 45248-3229

Mortgage

Document Number	0000082727
Date	Oct 23, 2025
Book Page	15528/1650
Instrument	2025-0082727

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2035

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3916 GARY CT, CINCINNATI, OH 45248-3229
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200109405
Date	Oct 20, 2020
Book Page	14278/2598
Instrument	2020-0109405

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3916 GARY CT, CINCINNATI, OH 45248-3229
Document Number	0000043357
Book / Page	013417 / 002642
Instrument Date	May 3, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3916 GARY CT CINCINNATI OH 452483229, CINCINNATI, OH 45248-3229

Mortgage

Document Number	0000043357
Date	May 15, 2017
Book Page	013417/002642
Instrument	43357

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,871.00 (+2.54%)	$74,270 (+%) Land $9,216 Building $65,054
2024	$3,775.00 (-0.08%)	$74,269 (-) Land $9,215 Building $65,054
2023	$3,778.00 (+22.42%)	$74,269 (+44.51%) Land $9,215 Building $65,054	$212,200 (+44.51%) Land $26,330 Building $185,870
2022	$3,086.00 Homeowner's exemption	$51,395 Land $8,285 Building $43,110
2020			$146,840 Land $23,670 Building $123,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Gary Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures