3912 Gary Ct, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3912 Gary Ct, Cincinnati, OH 45248

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,305 sqft · built 1947
Lot Size	0.171 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jan 2021)
Tax Bill	$3,187 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-0170-0231-00`

Property Details

APN / Parcel Number

Primary APN	`550-0170-0231-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,305 sqft Living Area
1st Floor Area	882 sqft
Attic	Attic
Attic Area	423 sqft
Basement Area	882 sqft

Exterior

Year Built	Built 1947
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	7,492 sqft (0.171 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	3912 GARY CT
City	CINCINNATI
State	OH
Zip	45248-3229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARY CT 60 X 125 LOT 54 WESTCHESTER SUB
Legal Subdivision	WESTCHESTER SUB
Legal Lot Number	54
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2000
Census Tract	21001

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3912 GARY CT, CINCINNATI, OH 45248-3229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jan 11, 2021	Warranty Deed, Transfer · Conventional Mortgage LIBERTY HOME MORTGAGE CORP
Aug 24, 2020	Warranty Deed, Transfer SPRINGDALE TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2021 · Amount on Record
Deed Sale	Jan 11, 2021 · Amount on Record
Prior Sale	Aug 24, 2020 · Amount on Record
Deed Document Number	0000004196
Deed Book / Page	14331 / 3910
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3912 GARY CT, CINCINNATI, OH 45248-3229
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020082
Date	Feb 24, 2022
Book Page	14611/439
Instrument	2022-0020082

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 11, 2021
Property Address	3912 GARY CT, CINCINNATI, OH 45248-3229
Document Number	0000004196
Book / Page	14331 / 3910
Map Reference	MB 1 PG 82&83
Instrument Date	Dec 28, 2020
Instrument	2021-0004196
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3912 GARY CT, CINCINNATI, OH 45248-3229

Mortgage

Document Number	0000004197
Date	Jan 11, 2021
Instrument	2021-0004197

Lender

Name	LIBERTY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 24, 2020
Property Address	3912 GARY CT, CINCINNATI, OH 45248-3229
Document Number	0000084827
Book / Page	014238 / 003569
Instrument Date	Aug 14, 2020
Instrument	84827
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2821 ASHLAND AVE COVINGTON KY 410151014, COVINGTON, KY 41015-1014

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,187.00 (+2.54%)	$61,250 (-) Land $9,387 Building $51,863
2024	$3,108.00 (-0.1%)	$61,250 (-) Land $9,387 Building $51,863
2023	$3,111.00 (+36.21%)	$61,250 (+60.84%) Land $9,387 Building $51,863	$175,000 (+60.85%) Land $26,820 Building $148,180
2022	$2,284.00 Homeowner's exemption	$38,081 Land $8,439 Building $29,642
2020			$108,800 Land $24,110 Building $84,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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