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3913 Gary Ct, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3913 Gary Ct, Cincinnati, OH 45248 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,305 sqft · built 1948
Lot Size0.171 acres (7,449 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Jun 2022)
Tax Bill$3,468 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN550-0170-0240-00

Property Details

APN / Parcel Number

Primary APN550-0170-0240-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,305 sqft Living Area
1st Floor Area882 sqft
AtticAttic
Attic Area423 sqft
Basement Area882 sqft

Exterior

Year BuiltBuilt 1948
Architectural StyleConventional
Exterior MaterialBrick
Lot Area7,449 sqft (0.171 acres)
Lot Dimensions124 ft deep x 60 ft wide
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area90 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address3913 GARY CT
CityCINCINNATI
StateOH
Zip45248-3229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3913 GARY CT 60 X 124.04 IRR LOT 63 WESTCHESTER SUB
Legal SubdivisionWESTCHESTER SUB
Legal Lot Number63
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group2
Census Block2000
Census Tract21001

Owner

Source: Hamilton County records · APN 550-0170-0240-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3913 GARY CT, CINCINNATI, OH 45248-3229
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2022Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jul 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
ENVOY MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 10, 2022 · Amount on Record
Deed SaleJun 10, 2022 · Amount on Record
Prior SaleJul 19, 2007
Deed Document Number0000057958
Deed Book / Page14686 / 1418
Record UpdatedJun 08, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 10, 2022
Property Address3913 GARY CT, CINCINNATI, OH 45248-3229
Document Number0000057958
Book / Page14686 / 1418
Map ReferenceMB 1 PG 82&83
Instrument DateJun 06, 2022
Instrument2022-0057958
Transaction TypeTransfer
Record UpdatedJul 21, 2022
Title CompanyCOSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3913 GARY CT, CINCINNATI, OH 45248-3229

Mortgage

Document Number0000057959
DateJun 10, 2022
Instrument2022-0057959
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3913 GARY CT, CINCINNATI, OH 45248-3229
Document Number0000067148
Instrument DateJul 06, 2020
Transaction TypeMortgage
Record UpdatedSep 01, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3913 GARY CT CINCINNATI OH 452483229, CINCINNATI, OH 45248-3229

Mortgage

Document Number0000067148
DateJul 13, 2020
Book Page014208/004266
Instrument67148
Lender
NameENVOY MTG
TypeMortgage Company
AddressHOUSTON, TX 77043
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 12, 2050

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,468.00 (+2.57%)$66,500 (-) Land $9,387 Building $57,113
2024$3,381.00 (-0.12%)$66,500 (-) Land $9,387 Building $57,113
2023$3,385.00 (+33.79%)$66,500 (+58.08%) Land $9,387 Building $57,113$190,000 (+58.08%) Land $26,820 Building $163,180
2022$2,530.00 Homeowner's exemption$42,067 Land $8,439 Building $33,628
2020$120,190 Land $24,110 Building $96,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610210012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1978–1979)
Most Recent ClaimFeb 1979, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 414 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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