392 Shoal Ave, Hampstead, NC 28443 Property Records

Pender County property record for 392 Shoal Ave, Hampstead, NC 28443

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,861 sqft · built 2020
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$476,000 (Aug 2020)
Tax Bill$4,590 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN3292-43-6760-0000

Property Details

APN / Parcel Number

Primary APN3292-43-6760-0000
Alternative APN
  • 000054220

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,861 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Architectural StyleConventional
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions181 ft deep x 240 ft wide

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number000054220
Street Address392 SHOAL AVE
CityHAMPSTEAD
StateNC
Zip28443-6903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 97 PB 65/97 PH 1 SALTERS HAVEN AT LEA MARINA
Legal Phase1
Legal Lot Number97
JurisdictionPENDER NC
Township / Civil DivisionTOPSAIL
Census Block Group2
Census Block2012
Census Tract920202

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address392 SHOAL AVE, HAMPSTEAD, NC 28443-6903
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2020 · Amount on Record
Deed SaleAug 26, 2020 · Amount on Record
Deed Document Number0020064722
Record UpdatedJun 8, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENDER NC
Property Address392 SHOAL AVE, HAMPSTEAD, NC 28443-6903
Transaction TypeMortgage
Record UpdatedNov 23, 2023
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048070405
DateFeb 22, 2023
Book Page4807/405
Lender
NameCORNING FCU
TypeCredit Union
AddressCORNING, NY 14830
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 21, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,590.00 (+16.17%)$708,971 (+49.37%) Land $317,700 Building $391,271$708,971 (+49.37%) Land $317,700 Building $391,271
2023$474,642 (-) Land $178,227 Building $296,415$474,642 (-) Land $178,227 Building $296,415
2022$3,951.00$474,642 Land $178,227 Building $296,415$474,642 Land $178,227 Building $296,415

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 259 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies259 in force
Nearby Flood Claims69 (1988–2026)
Claims Outside the SFHA24 of 69
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Hurricane Florence, Sep 2018 · 23 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims
  • Hurricane Fran, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Shoal Ave

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