325 Shoal Ave, Hampstead, NC 28443 Property Records

Pender County property record for 325 Shoal Ave, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,160 sqft · built 2023
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$217,000 (Dec 2021)
Tax Bill	$5,392 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Mar 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3292-44-6141-0000`

Property Details

APN / Parcel Number

Primary APN	`3292-44-6141-0000`
Alternative APN	`000054223`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,160 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	181 ft deep x 240 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	000054223
Street Address	325 SHOAL AVE
City	HAMPSTEAD
State	NC
Zip	28443-6903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 17 PB 65/97 PH 1 SALTERS HAVEN AT LEA MARINA
Legal Subdivision	SALTERS HAVEN AT LEA MARINA
Legal Phase	1
Legal Lot Number	17
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2012
Census Tract	920202

Owner

325 Shoal Ave is owned and occupied by two individuals who acquired it in September 2023.

Source: Pender County records, as of January 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	325 SHOAL AVE, HAMPSTEAD, NC 28443-6903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE
Mar 6, 2023	Intrafamily Transfer, Transfer · Construction Mortgage INTERCOASTAL MORTGAGE
Dec 21, 2021	Warranty Deed, Transfer · Line of Credit FIRST CITIZENS BANK AND TRUST CO IN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2021 · Amount on File
Deed Sale	Dec 21, 2021 · Amount on File
Deed Book / Page	4774 / 2760
Last Transfer Date	Sep 13, 2023
Transfer Doc	0048211227
Record Updated	Jun 8, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PENDER NC
Recording Date	Sep 14, 2023
Property Address	325 SHOAL AVE, HAMPSTEAD, NC 28443-6903
Document Number	0048211227
Book / Page	4821 / 1227
Map Reference	MB 65 PG 97-101
Instrument Date	Sep 13, 2023
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	E TITLE LLC, KEY TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 SHOAL AVE, HAMPSTEAD, NC 28443-6903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 SHOAL AVE, HAMPSTEAD, NC 28443-6903
Investor	Possibly a Property Investor

Mortgage

Document Number	0048211229
Date	Sep 14, 2023
Instrument	4821-1229

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PENDER NC
Recording Date	Mar 6, 2023
Property Address	325 SHOAL AVE, HAMPSTEAD, NC 28443-6903
Document Number	0048080072
Book / Page	4808 / 72
Map Reference	MB 65 PG 97-101
Instrument Date	Mar 3, 2023
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 SHOAL AVE, HAMPSTEAD, NC 28443-6903

Mortgage

Document Number	0048080074
Date	Mar 6, 2023
Instrument	4808-0074

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Apr 1, 2024

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Dec 21, 2021
Property Address	325 SHOAL AVE, HAMPSTEAD, NC 28443-6903
Document Number	0047742760
Book / Page	4774 / 2760
Map Reference	MB 65 PG 97-101
Instrument Date	Nov 19, 2021
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 ASPEN RD, HAMPSTEAD, NC 28443-0315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 SHOAL AVE, HAMPSTEAD, NC 28443-6903
Investor	Possibly a Property Investor

Mortgage

Document Number	0047742764
Date	Dec 21, 2021
Instrument	4774/2764

Lender

Name	FIRST CITIZENS BANK AND TRUST CO IN
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 325 Shoal Ave was $5,392.

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,392.00	$821,983 Land $336,075 Building $485,908	$821,983 Land $336,075 Building $485,908
2023		$166,704 (-) Land $166,704	$166,704 (-) Land $166,704
2022	$1,387.00	$166,704 Land $166,704	$166,704 Land $166,704

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 Shoal Ave in Zone X, an area of minimal flood risk, though there have been 69 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 Shoal Ave is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable	1,000 / 1,000

May also be available: Verizon.

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