342 Shoal Ave, Hampstead, NC 28443 Property Records

Pender County property record for 342 Shoal Ave, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,611 sqft · built 2022
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$156,000 (Feb 2021)
Tax Bill	$5,743 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3292-43-5921-0000`

Property Details

APN / Parcel Number

Primary APN	`3292-43-5921-0000`
Alternative APN	`000048223`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,611 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Wood
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	181 ft deep x 240 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000048223
Street Address	342 SHOAL AVE
City	HAMPSTEAD
State	NC
Zip	28443-6903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 100 PB 65/97 PH 1 SALTERS HAVEN AT LEA MARINA
Legal Subdivision	SALTERS HAVEN AT LEA MARINA
Legal Phase	1
Legal Lot Number	100
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2012
Census Tract	920202

Owner

Source: Pender County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	342 SHOAL AVE, HAMPSTEAD, NC 28443-6903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK & TRUST CO
Dec 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 8, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 16, 2021	Intrafamily Transfer, Transfer
Feb 16, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2021 · Amount on Record
Deed Sale	Feb 16, 2021 · Amount on Record
Deed Document Number	202120078359
Deed Book / Page	4741 / 2200
Last Transfer Date	Sep 2, 2022
Transfer Doc	0047971001
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	342 SHOAL AVE, HAMPSTEAD, NC 28443-6903
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 SHOAL AVE, HAMPSTEAD, NC 28443-6903

Mortgage

Document Number	0048252633
Date	Nov 27, 2023
Book Page	4825/2633

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	WILMINGTON, NC 28405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	342 SHOAL AVE, HAMPSTEAD, NC 28443-6903
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 SHOAL AVE, HAMPSTEAD, NC 28443-6903

Mortgage

Document Number	0048810884
Date	Dec 30, 2025
Book Page	4881/884

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PENDER NC
Recording Date	Sep 8, 2022
Property Address	342 SHOAL AVE, HAMPSTEAD, NC 28443-6903
Document Number	0047971001
Book / Page	4797 / 1001
Map Reference	MB 65 PG 97-101
Instrument Date	Sep 2, 2022
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 SHOAL AVE, HAMPSTEAD, NC 28443-6903

Mortgage

Document Number	0047971003
Date	Sep 8, 2022
Instrument	4797-1003

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PENDER NC
Recording Date	Feb 16, 2021
Property Address	342 SHOAL AVE, HAMPSTEAD, NC 28443-6903
Document Number	0047412227
Book / Page	4741 / 2227
Map Reference	MB 65 PG 97-101
Instrument Date	Feb 15, 2021
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 COASTAL CAY, SURF CITY, NC 28445-9406

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Feb 16, 2021
Property Address	342 SHOAL AVE, HAMPSTEAD, NC 28443-6903
Document Number	0047412200
Book / Page	4741 / 2200
Map Reference	MB 65 PG 97-101
Instrument Date	Feb 9, 2021
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$312.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 GREGORY RD # NE1, NE1, BELVILLE, NC 28451-9275

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 COASTAL CAY, SURF CITY, NC 28445-9406

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,743.00 (+335.74%)	$787,161 (+396.87%) Land $317,700 Building $469,461	$787,161 (+396.87%) Land $317,700 Building $469,461
2023		$158,424 (-) Land $158,424	$158,424 (-) Land $158,424
2022	$1,318.00	$158,424 Land $158,424	$158,424 Land $158,424

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable	1,000 / 1,000

May also be available: Verizon.

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