Pender County property record for 389 Shoal Ave, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,363 sqft · built 2020 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $711,500 (Sep 2020) |
| Tax Bill | $5,986 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3292-43-8802-0000 |
| Primary APN | 3292-43-8802-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,363 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 16,988 sqft (0.389 acres) |
| Lot Dimensions | 181 ft deep x 240 ft wide |
| Heating System | Heat Pump |
|---|
| Account Number | 000041799 |
|---|---|
| Street Address | 389 SHOAL AVE |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-6903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 24 PB 65/97 PH 1 SALTERS HAVEN AT LEA MARINA |
| Legal Phase | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 920202 |
389 Shoal Ave is owned and occupied by an individual who bought it in September 2020.
Source: Pender County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 389 SHOAL AVE, HAMPSTEAD, NC 28443-6903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2020 · Amount on File |
| Deed Sale | Sep 28, 2020 · Amount on File |
| Prior Sale | May 21, 2020 · Amount on File |
| Deed Document Number | 0010334726 |
| Deed Book / Page | 1033 / 4726 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Sep 28, 2020 |
| Property Address | 389 SHOAL AVE, HAMPSTEAD, NC 28443-6903 |
| Document Number | 0047261033 |
| Book / Page | 4726 / 1033 |
| Map Reference | MB 65 PG 97-101 |
| Instrument Date | Sep 24, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 31, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,423.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 127 RACINE DR STE 201, 127, WILMINGTON, NC 28403-8834 |
| Name | Verified Name |
|---|---|
| Address | 389 SHOAL AVENUE, WILMINGTON, NC 28403 |
| Document Number | 0047261036 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 4726/1036 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 389 Shoal Ave was $5,986.
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,986.00 | $743,397 Land $337,913 Building $405,484 | $743,397 Land $337,913 Building $405,484 |
| 2023 | $625,601 (-) Land $188,473 Building $437,128 | $625,601 (-) Land $188,473 Building $437,128 | |
| 2022 | $5,208.00 | $625,601 Land $188,473 Building $437,128 | $625,601 Land $188,473 Building $437,128 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 389 Shoal Ave in Zone X, an area of minimal flood risk, though there have been 69 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 259 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 259 in force |
| Nearby Flood Claims | 69 (1988–2026) |
| Claims Outside the SFHA | 24 of 69 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 389 Shoal Ave is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable | 1,000 / 1,000 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures