392 Hearthside Ct, Orange Park, FL 32065 Property Records

Clay County property record for 392 Hearthside Ct, Orange Park, FL 32065

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,596 sqft · built 2004
Lot Size	0.268 acres (11,709 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,429 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-04-25-007868-005-34`

Property Details

APN / Parcel Number

Primary APN	`05-04-25-007868-005-34`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,596 sqft Heated Area
Gross Area	4,442 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,709 sqft (0.268 acres)
Garage Area	630 sqft
Porch	Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	392 HEARTHSIDE CT
City	ORANGE PARK
State	FL
Zip	32065-4217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 34 HEARTHSTONE @ OAKLEAF PLANTATION AS REC O R 4066 PG 1011, 4729 PG 1498
Legal Range	25
Legal Township	04
Legal Section	05
Legal Subdivision	HEARTHSTONE @ OAKLEAF PLANTATION
Legal Lot Number	34
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	1
Census Block	1000
Census Tract	30207

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	392 HEARTHSIDE CT, ORANGE PARK, FL 32065-4217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2023
Deed Sale	Jun 16, 2023
Prior Sale	Dec 13, 2016 · Amount on File
Deed Document Number	0047291498
Deed Book / Page	4066 / 1011
Prior Transfer Date	Mar 23, 2018
Prior Transfer Doc	2018014477
Record Updated	Jun 8, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Mar 23, 2018
Property Address	392 HEARTHSIDE CT, ORANGE PARK, FL 32065-4217
Document Number	0040661011
Book / Page	4066 / 1011
Map Reference	MB39 PG69-77
Instrument Date	Mar 15, 2018
Instrument	2018014477
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	428 CASTLE PL APT 1, 428, MADISON, WI 53703-3963

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	392 HEARTHSIDE CT, ORANGE PARK, FL 32065-4217

Mortgage

Document Number	2018014478
Date	Mar 23, 2018
Instrument	2018014478

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,429.00 (-28.94%) Homeowner's exemption	$330,533 (+5.99%)	$442,918 (-3.02%) Land $60,000 Building $382,918
2023	$6,233.00 (+4.06%) Homeowner's exemption	$311,863 (+3%)	$456,710 (+22.04%) Land $60,000 Building $396,710
2022	$5,990.00 Homeowner's exemption	$302,780	$374,233 Land $40,000 Building $334,233

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250