407 Hearthside Ct, Orange Park, FL 32065 Property Records

Clay County property record for 407 Hearthside Ct, Orange Park, FL 32065

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,368 sqft · built 2005
Lot Size0.181 acres (7,916 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (Oct 2020)
Tax Bill$2,742 (2025)
Deeds & MortgagesOct 2020 Sale
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN05-04-25-007868-005-40

Property Details

APN / Parcel Number

Primary APN05-04-25-007868-005-40

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,368 sqft Heated Area
Gross Area3,098 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,916 sqft (0.181 acres)
Garage Area504 sqft
PorchPorch
Porch Area226 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address407 HEARTHSIDE CT
CityORANGE PARK
StateFL
Zip32065-4216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 40 HEARTHSTONE @ OAKLEAF PLANTATION AS REC O R 4365 PG 1974
Legal Range25
Legal Township04
Legal Section05
Legal SubdivisionHEARTHSTONE @ OAKLEAF PLANTATION
Legal Lot Number40
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group1
Census Block1000
Census Tract30207

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address407 HEARTHSIDE CT, ORANGE PARK, FL 32065-4216
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2020Warranty Deed, Transfer
NOT AVAILABLE
Mar 9, 2017Deed of Trust, Mortgage · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2020 · Amount on Record
Deed SaleOct 16, 2020 · Amount on Record
Prior SaleMar 7, 2005 · Amount on Record
Deed Document Number2020054136
Deed Book / Page4365 / 1974
Record UpdatedJun 8, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateOct 16, 2020
Property Address407 HEARTHSIDE CT, ORANGE PARK, FL 32065-4216
Document Number0043651974
Book / Page004365 / 001974
Instrument DateSep 4, 2020
Instrument54136
Transaction TypeTransfer
Record UpdatedOct 27, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address407 HEARTHSIDE CT ORANGE PARK FL 320654216, ORANGE PARK, FL 32065-4216

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address407 HEARTHSIDE CT, ORANGE PARK, FL 32065-4216
Document Number0039520952
Book / Page003952 / 000952
Instrument DateMar 9, 2017
Transaction TypeMortgage
Record UpdatedMay 29, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address407 HEARTHSIDE CT ORANGE PARK FL 320654216, ORANGE PARK, FL 32065-4216

Mortgage

Document Number0039520952
DateMar 14, 2017
Book Page003952/000952
Instrument12715
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 13, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,742.00 (-41.01%) Homeowner's exemption$219,923 (+5.99%)$323,049 (-3.79%) Land $60,000 Building $263,049
2023$4,648.00 (+4.5%) Homeowner's exemption$207,500 (+3%)$335,787 (+24.55%) Land $60,000 Building $275,787
2022$4,448.00 Homeowner's exemption$201,457$269,599 Land $40,000 Building $229,599

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

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