Clay County property record for 406 Hearthside Ct, Orange Park, FL 32065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,847 sqft · built 2004 |
| Lot Size | 0.3 acres (13,109 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $281,000 (Apr 2019) |
| Tax Bill | $4,821 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-04-25-007868-005-31 |
| Primary APN | 05-04-25-007868-005-31 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,847 sqft Heated Area |
| Gross Area | 3,559 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,109 sqft (0.3 acres) |
| Garage Area | 454 sqft |
| Porch | Porch |
| Porch Area | 258 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 406 HEARTHSIDE CT |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32065-4217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 31 HEARTHSTONE @ OAKLEAF PLANTATION AS REC O R 4182 PG 99 |
| Legal Range | 25 |
| Legal Township | 04 |
| Legal Section | 05 |
| Legal Subdivision | HEARTHSTONE @ OAKLEAF PLANTATION |
| Legal Lot Number | 31 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30207 |
406 Hearthside Ct is owned and occupied by two individuals who bought it in April 2019.
Source: Clay County records, as of December 18, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 HEARTHSIDE CT, ORANGE PARK, FL 32065-4217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2022 | Deed of Trust, Mortgage · VA Mortgage PLAZA HOME MORTGAGE INC |
| Feb 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Apr 15, 2019 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY LNDG GRP II |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2019 · Amount on File |
| Deed Sale | Apr 15, 2019 · Amount on File |
| Prior Sale | Feb 16, 2016 · Amount on File |
| Deed Document Number | 2019018790 |
| Deed Book / Page | 4182 / 0099 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 406 HEARTHSIDE CT, ORANGE PARK, FL 32065-4217 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 406 HEARTHSIDE CT, ORANGE PARK, FL 32065-4217 |
| Document Number | 0045810596 |
|---|---|
| Date | Mar 9, 2022 |
| Book Page | 4581/596 |
| Instrument | 2022015553 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 406 HEARTHSIDE CT, ORANGE PARK, FL 32065-4217 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042812024 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 4281/2024 |
| Instrument | 2020009920 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Apr 15, 2019 |
| Property Address | 406 HEARTHSIDE CT, ORANGE PARK, FL 32065-4217 |
| Document Number | 0041820099 |
| Book / Page | 004182 / 000099 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 18790 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2019 |
| Title Company | VANGUARD TITLE AND ESCROW LLC, VANGUARD TITLE & ESCROW LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 406 HEARTHSIDE CT ORANGE PARK FL 320654217, ORANGE PARK, FL 32065-4217 |
| Document Number | 41820101 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 004182/000101 |
| Instrument | 18791 |
| Name | FAIRWAY LNDG GRP II |
|---|---|
| Address | ORANGE PARK, FL 32065-4217 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 14, 2049 |
The 2025 property tax bill for 406 Hearthside Ct was $4,821 with exemptions applied.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,821.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $366,274 Land $60,000 Building $306,274 | $366,274 Land $60,000 Building $306,274 |
| 2023 | $7,072.00 (+12.45%) | $377,499 (+22.68%) Land $60,000 Building $317,499 | $377,499 (+22.68%) Land $60,000 Building $317,499 |
| 2022 | $6,289.00 | $307,705 Land $40,000 Building $267,705 | $307,705 Land $40,000 Building $267,705 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 Hearthside Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 Hearthside Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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