391 Hearthside Ct, Orange Park, FL 32065 Property Records

Clay County property record for 391 Hearthside Ct, Orange Park, FL 32065

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,622 sqft · built 2004
Lot Size	0.281 acres (12,245 sqft)
Owner	Individual Name on Record
Last Sale	$497,000 (Oct 2023)
Tax Bill	$6,748 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-04-25-007868-005-36`

Property Details

APN / Parcel Number

Primary APN	`05-04-25-007868-005-36`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,622 sqft Heated Area
Gross Area	4,482 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,245 sqft (0.281 acres)
Garage Area	456 sqft
Porch	Porch
Porch Area	404 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	391 HEARTHSIDE CT
City	ORANGE PARK
State	FL
Zip	32065-4216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 36 HEARTHSTONE @ OAKLEAF PLANTATION AS REC O R 4766 PG 1217
Legal Range	25
Legal Township	04
Legal Section	05
Legal Subdivision	HEARTHSTONE @ OAKLEAF PLANTATION
Legal Lot Number	36
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	1
Census Block	1000
Census Tract	30207

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	391 HEARTHSIDE CT, ORANGE PARK, FL 32065-4216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Prior Sale	May 1, 2008 · Amount on Record
Deed Document Number	2023052110
Deed Book / Page	4766 / 1217
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Oct 18, 2023
Property Address	391 HEARTHSIDE CT, ORANGE PARK, FL 32065-4216
Document Number	0047661217
Book / Page	4766 / 1217
Map Reference	MB 39 PG 69-77
Instrument Date	Sep 27, 2023
Instrument	2023052110
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,479.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 MOOREGATE CT, CHESAPEAKE, VA 23322-8739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 HEARTHSIDE CT, ORANGE PARK, FL 32065-4216

Mortgage

Document Number	0047661219
Date	Oct 18, 2023
Instrument	4766/1219

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,748.00 (+48.41%)	$442,431 (+120.3%) Land $60,000 Building $382,431	$442,431 (-3.01%) Land $60,000 Building $382,431
2023	$4,547.00 (+4.53%) Homeowner's exemption	$200,833 (+3%)	$456,156 (+22.07%) Land $60,000 Building $396,156
2022	$4,350.00 Homeowner's exemption	$194,984	$373,672 Land $40,000 Building $333,672

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250