Whatcom County property record for 392 E Axton Rd, Bellingham, WA 98226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,264 sqft · built 1932 |
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Aug 2016) |
| Tax Bill | $4,719 (2025) |
| Deeds & Mortgages | May 2021 Second Mortgage May 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 534277 |
| Primary APN | 534277 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,264 sqft Living Area |
| 1st Floor Area | 1,264 sqft |
| Basement Area | 1,681 sqft |
| Finished Basement | 417 sqft |
| Unfinished Basement | 1,264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 61,420 sqft (1.41 acres) |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 148 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 534277 |
|---|---|
| Street Address | 392 E AXTON RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | BEAP ON S SEC LI 1205.36 FT E OF S 1/4 COR-TH N AT R/A TO SD S LI 522.72 FT-TH E 125 FT M/L TO E LI OF SW SE-TH SLY ALG SD E |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 19 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10701 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 392 E AXTON RD, BELLINGHAM, WA 98226-9761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 7, 2025 | Deed of Trust, Mortgage · Line of Credit INDUSTRIAL CU OF WHATCOM COUNTY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2016 · Amount on Record |
| Deed Sale | Aug 31, 2016 · Amount on Record |
| Prior Sale | Sep 7, 2004 |
| Deed Document Number | 2016-0804067 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 392 E AXTON RD, BELLINGHAM, WA 98226-9761 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000500067 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 2021-0500067 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 304 Months |
| Due | Sep 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 392 E AXTON RD, BELLINGHAM, WA 98226-9761 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1188 MARINE DR, BELLINGHAM, WA 98225-8426 |
| Document Number | 0000500513 |
|---|---|
| Date | May 7, 2025 |
| Instrument | 2025-0500513 |
| Name | INDUSTRIAL CU OF WHATCOM COUNTY |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,719.00 (+25.41%) | $538,527 (+10.91%) Land $325,071 Building $213,456 | $538,527 (+10.91%) Land $325,071 Building $213,456 |
| 2022 | $485,545 Land $249,468 Building $236,077 | $485,545 Land $249,468 Building $236,077 | |
| 2021 | $3,763.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEER CREEK WATER ASSOC. private · serves 2,000 people · EPA ID WA5318418 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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