408 E Axton Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 408 E Axton Rd, Bellingham, WA 98226

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,276 sqft · built 1957
Lot Size4.86 acres (211,702 sqft)
OwnerIndividual Name on File
Tax Bill$839 (2025)
Deeds & MortgagesNov 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN390319-393058-0000

Property Details

APN / Parcel Number

Primary APN390319-393058-0000
Alternative APNs
  • 103323
  • 108498

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,276 sqft Living Area
Gross Area3,372 sqft
1st Floor Area1,638 sqft
Basement Area1,638 sqft
Finished Basement1,638 sqft
FlooringCarpet
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1982
Exterior MaterialMetal
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area211,702 sqft (4.86 acres)
Garage TypeDetached
Garage Area288 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area126 sqft
Storage Building1,200 sqft

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number103323
Street Address408 E AXTON RD
CityBELLINGHAM
StateWA
Zip98226-9760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5A
Legal DescriptionW 1/2 W 1/2 SE SE-EXC S 500 FT OF W 130 FT-EXC N 462 FT THEREOF-SUBJ TO ESMT REC AF 1325257-LESS RD
Legal Range03
Legal Township39
Legal Section19
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2011
Census Tract10701

Owner

408 E Axton Rd is owned and occupied by an individual who acquired it in April 2005.

Source: Whatcom County records, as of September 25, 2026

Owner of RecordIndividual Name on File
Mailing Address408 E AXTON RD, BELLINGHAM, WA 98226-9760
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 22, 2005
Transfer Doc0000503729
Record UpdatedOct 29, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address408 E AXTON RD, BELLINGHAM, WA 98226-9760
Transaction TypeMortgage
Record UpdatedMar 17, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001101142
DateNov 18, 2024
Instrument2024-1101142
Lender
NameWHATCOM EDUCATIONAL CU
TypeCredit Union
AddressBELLINGHAM, WA 98227
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueDec 1, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 408 E Axton Rd was $839 with a senior citizen's exemption, down 78.8% from the year before.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMeridian School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$839.00 (-78.81%) Senior Citizen's exemption$720,308 (+59.44%) Land $357,204 Building $363,104$720,308 (+3.9%) Land $357,204 Building $363,104
2024$3,959.00 Disabled Person's exemption$451,779 Land $189,284 Building $262,495$693,298 Land $344,160 Building $349,138
2022$451,779 Land $189,284 Building $262,495$569,242 Land $238,498 Building $330,744
2021$4,405.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 E Axton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 E Axton Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEER CREEK WATER ASSOC.
private · serves 2,000 people · EPA ID WA5318418
Water SourceGroundwater
Last State InspectionFeb 2023
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on E Axton Rd

Nearby Streets

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