418 E Axton Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 418 E Axton Rd, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,975 sqft
Lot Size	3.5 acres (152,460 sqft)
Owner	Company Name on Record
Last Sale	$299,000 (Jul 2022)
Tax Bill	$10,313 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Feb 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`593460`

Property Details

APN / Parcel Number

Primary APN	`593460`
Alternative APNs	`390319 393108 0000` `103324`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,975 sqft Living Area

Exterior

Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	152,460 sqft (3.5 acres)
Garage Type	Detached
Garage Area	1,260 sqft
Parking Spaces	5 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	593460
Street Address	418 E AXTON RD
City	BELLINGHAM
State	WA
Zip	98226-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	N 462 FT OF W 1/2 W 1/2 SE SE
Legal Range	03
Legal Township	39
Legal Section	19
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2011
Census Tract	10701

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	418 E AXTON RD, BELLINGHAM, WA 98226-9760
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Feb 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Dec 29, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage PEOPLES BANK
Jul 22, 2022	Warranty Deed, Transfer WHATCOM LAND TITLE
Mar 28, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 29, 2019	Warranty Deed, Transfer · Conventional with PMI MORRIS & LI C LIAO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2022 · Amount on Record
Deed Sale	Jul 22, 2022 · Amount on Record
Prior Sale	Jul 22, 2022 · Amount on Record
Deed Document Number	0000702183
Last Transfer Date	Dec 29, 2025
Transfer Doc	0001202503
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	418 E AXTON RD, BELLINGHAM, WA 98226-9760
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000601812
Date	Jun 23, 2023
Instrument	2023-0601812

Lender

Name	PEOPLES BANK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	12.1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	418 E AXTON RD, BELLINGHAM, WA 98226-9760
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	WHATCOM LAND TITLE, WHATCOM LAND TITLE NEW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 E AXTON RD, BELLINGHAM, WA 98226-9760

Mortgage

Document Number	0000200947
Date	Feb 11, 2026
Instrument	2026-0200947

Lender

Name	PEOPLES BANK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2056

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Dec 29, 2025
Property Address	418 E AXTON RD, BELLINGHAM, WA 98226-9760
Document Number	0001202503
Instrument Date	Dec 23, 2025
Instrument	2025-1202503
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	WHATCOM LAND TITLE, WHATCOM LAND TITLE NEW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	418 E AXTON RD, BELLINGHAM, WA 98226-9760

Mortgage

Document Number	0001202504
Date	Dec 29, 2025
Instrument	2025-1202504

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 22, 2022
Property Address	418 E AXTON RD, BELLINGHAM, WA 98226-9760
Document Number	0000702183
Instrument Date	Jul 21, 2022
Instrument	2022-0702183
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$4,789.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 LAKESIDE DR, SEDRO WOOLLEY, WA 98284-9143

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 28, 2019
Property Address	418 E AXTON RD, BELLINGHAM, WA 98226-9760
Document Number	2190302596
Instrument Date	Mar 28, 2019
Instrument	302596
Transaction Type	Transfer
Record Updated	Apr 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2262 LOCHCARRON DR FERNDALE WA 98248, FERNDALE, WA 98248

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 29, 2019
Property Address	418 E AXTON RD, BELLINGHAM, WA 98226-9760
Document Number	2190302716
Instrument Date	Mar 27, 2019
Instrument	302716
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,758.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5739 FALLBROOK LN #104 FERNDALE WA 982488562, 104, FERNDALE, WA 98248-8562

Mortgage

Document Number	2190302717
Date	Mar 29, 2019
Instrument	302717

Lender

Name	MORRIS & LI C LIAO
Address	15750 38A AVE, SURREY
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	36 Months
Due	Mar 28, 2022

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Meridian School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,313.00 (+558.14%)	$1,176,755 (+17.62%) Land $363,266 Building $813,489	$1,176,755 (+17.62%) Land $363,266 Building $813,489
2024	$1,567.00 (+163.36%)	$1,000,434 (+1,284.4%) Land $178,841 Building $821,593	$1,000,434 (+1,284.4%) Land $178,841 Building $821,593
2022		$72,265 Land $72,265	$72,265 Land $72,265
2021	$595.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEER CREEK WATER ASSOC. private · serves 2,000 people · EPA ID WA5318418
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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