Whatcom County property record for 299 E Axton Rd, Bellingham, WA 98226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,088 sqft · built 1992 |
| Lot Size | 4.77 acres (207,781 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $800,000 (Sep 2025) |
| Tax Bill | $6,061 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 75038 |
| Primary APN | 75038 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,088 sqft Living Area |
| 1st Floor Area | 1,128 sqft |
| 2nd Floor Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 207,781 sqft (4.77 acres) |
| Porch | Porch |
| Deck Area | 40 sqft |
| Storage Building | 96 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 75038 |
|---|---|
| Street Address | 299 E AXTON RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | THAT PTN OF NE NW DAF-BEAP ON N SEC LI 67.14 RODS E OF NW COR-TH E 79.70 RODS TAP-TH S 40.15 RODS TAP-TH W 79.70 RODS TAP-TH |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 30 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 10701 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 299 E AXTON RD, BELLINGHAM, WA 98226-9762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · Conventional Mortgage RAYMOND JAMES BANK NA |
| Aug 18, 2023 | Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU |
| Aug 23, 2024 | Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU |
| Sep 2, 2025 | Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Oct 16, 2018 | Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2025 · Amount on Record |
| Deed Sale | Sep 2, 2025 · Amount on Record |
| Prior Sale | Aug 29, 2003 |
| Deed Document Number | 2025-0900105 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 299 E AXTON RD, BELLINGHAM, WA 98226-9762 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0001002610 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 2025-1002610 |
| Name | RAYMOND JAMES BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 7.12% |
| Index | 1-Year CMT |
| Max Rate | 10.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 299 E AXTON RD, BELLINGHAM, WA 98226-9762 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE TEXAS |
| Name | Verified Name |
|---|
| Document Number | 0000801350 |
|---|---|
| Date | Aug 18, 2023 |
| Instrument | 2023-0801350 |
| Name | BOEING EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SEATTLE, WA 98124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 11, 2048 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 299 E AXTON RD, BELLINGHAM, WA 98226-9762 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 299 E AXTON RD, BELLINGHAM, WA 98226-9762 |
| Document Number | 0000801670 |
|---|---|
| Date | Aug 23, 2024 |
| Instrument | 2024-0801670 |
| Name | BOEING EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SEATTLE, WA 98124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 19, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Sep 2, 2025 |
| Property Address | 299 E AXTON RD, BELLINGHAM, WA 98226-9762 |
| Document Number | 0000900105 |
| Instrument Date | Aug 30, 2025 |
| Instrument | 2025-0900105 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $13,300.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 299 E AXTON RD, BELLINGHAM, WA 98226-9762 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 299 E AXTON RD, BELLINGHAM, WA 98226-9762 |
| Document Number | 2181002196 |
| Instrument Date | Oct 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 299 E AXTON RD BELLINGHAM WA 982269762, BELLINGHAM, WA 98226-9762 |
| Document Number | 2181002196 |
|---|---|
| Date | Oct 22, 2018 |
| Instrument | 1002196 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227-9750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 21, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,061.00 (+3.89%) | $691,553 (+3.88%) Land $394,818 Building $296,735 | $691,553 (+3.88%) Land $394,818 Building $296,735 |
| 2024 | $5,834.00 (+31.46%) | $665,722 (+15.61%) Land $380,400 Building $285,322 | $665,722 (+15.61%) Land $380,400 Building $285,322 |
| 2022 | $575,859 Land $311,023 Building $264,836 | $575,859 Land $311,023 Building $264,836 | |
| 2021 | $4,438.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEER CREEK WATER ASSOC. private · serves 2,000 people · EPA ID WA5318418 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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