3918 Country Loop E, Lakeland, FL 33811 Property Records

Polk County property record for 3918 Country Loop E, Lakeland, FL 33811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,424 sqft · built 1977
Lot Size	0.292 acres (12,698 sqft)
Owner	2 Individual Names on File
Last Sale	$112,900 (Apr 2004)
Tax Bill	$460 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-29-03-000000-011080`

Property Details

APN / Parcel Number

Primary APN	`23-29-03-000000-011080`
Alternative APNs	`032923000000011080` `32923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,424 sqft Living Area
Gross Area	1,884 sqft
1st Floor Area	1,424 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	12,698 sqft (0.292 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	460 sqft
Porch	Unfinished Open Porch
Porch Area	16 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3918 COUNTRY LOOP E
City	LAKELAND
State	FL
Zip	33811-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BEG NE COR OF SEC RUN S 360.74 FT S27-27-22W 426.58 FT RUN S 62 DEG 3238E 30 FT TO POB RUN S 62 DEG 3238E 140 FT RUN S 27 DEG 2722W 146.90 FT RUN N 23 DEG 5303W 179.29 FT RUN N 27 2722E 34.90 FT TO POB BEING LOT 76 OF UNRE COUNTRY VILLAGE
Legal Range	23E
Legal Township	29S
Legal Section	03
Legal Subdivision	CLARK STONE SUBDIVISION
Legal Tract	000000
Legal Block	3
Legal Lot Number	76
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	3
Census Block	3013
Census Tract	11902

Owner

3918 Country Loop E is owned and occupied by two individuals who bought it in April 2004.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3918 COUNTRY LOOP E, LAKELAND, FL 33811-1307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2004 · Amount on File
Deed Sale	Apr 6, 2004 · Amount on File
Prior Sale	Apr 29, 2003 · Amount on File
Deed Document Number	200466555
Deed Book / Page	5729 / 1481
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3918 COUNTRY LOOP E, LAKELAND, FL 33811-1307
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000164345
Date	Jun 24, 2021
Book Page	11775/773
Instrument	2021164345

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3918 Country Loop E was $460 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,878 (+2.7%)	$230,832 (-4.23%) Land $50,000 Building $180,832
2025	$460.00 Homeowner's exemption	$75,831	$241,035 Land $50,000 Building $191,035
2023	$949.00 (+4.17%) Homeowner's exemption	$71,548 (+3%)	$247,693 (+10.1%) Land $48,000 Building $199,693
2022	$911.00 Homeowner's exemption	$69,464	$224,980 Land $31,000 Building $193,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3918 Country Loop E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3918 Country Loop E is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30