3905 Country Loop E, Lakeland, FL 33811 Property Records

Polk County property record for 3905 Country Loop E, Lakeland, FL 33811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,284 sqft · built 1984
Lot Size	0.329 acres (14,318 sqft)
Owner	2 Individual Names on File
Tax Bill	$430 (2025)
Flood Zone	Zone X (minimal risk)
APN	`23-29-03-000000-011290`

Property Details

APN / Parcel Number

Primary APN	`23-29-03-000000-011290`
Alternative APNs	`032923000000011290` `32923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,284 sqft Living Area
Gross Area	1,740 sqft
1st Floor Area	1,284 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	14,318 sqft (0.329 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3905 COUNTRY LOOP E
City	LAKELAND
State	FL
Zip	33811-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BEG NW COR OF NE1/4 OF NE1/4 RUN S 404.26 FT E 1272.91 FT S 27 DEG 27 MIN 22 SEC W 205 FT FOR POB CONT S 27 DEG 27 MIN 22 SEC W 155.93 FT N 26 DEG 04 MIN 38 SEC W 176.43 FT N 27 DEG 27 MIN 22 SEC E 49.42 FT S 62 DEG 32 MIN 38 SEC E 140 FT TO POB BEIN
Legal Range	23E
Legal Township	29S
Legal Section	03
Legal Subdivision	CLARK STONE SUBDIVISION
Legal Tract	000000
Legal Block	3
Legal Lot Number	109
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	3
Census Block	3006
Census Tract	11902

Owner

Source: Polk County records · APN 23-29-03-000000-011290

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3905 COUNTRY LOOP E, LAKELAND, FL 33811-1308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jun 27, 1995
Transfer Doc	3550000487
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$430.00 (-51.69%) Homeowner's exemption	$70,230 (+5.99%)	$222,007 (-3.55%) Land $50,000 Building $172,007
2023	$890.00 (+4.09%) Homeowner's exemption	$66,263 (+3%)	$230,167 (+10.95%) Land $48,000 Building $182,167
2022	$855.00 Homeowner's exemption	$64,333	$207,445 Land $31,000 Building $176,445

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Wildfire

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 213 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LAKELAND serves 193,297 people
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.