Polk County property record for 3847 Country Loop E, Lakeland, FL 33811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,245 sqft · built 1978 |
| Lot Size | 0.289 acres (12,602 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Mar 2018) |
| Tax Bill | $1,476 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Aug 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-29-03-000000-011280 |
| Primary APN | 23-29-03-000000-011280 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,245 sqft Living Area |
| Gross Area | 1,614 sqft |
| 1st Floor Area | 1,245 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,602 sqft (0.289 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 369 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 280 sqft |
| Cooling System | Central |
|---|
| Street Address | 3847 COUNTRY LOOP E |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33811-1308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BEG NW COR OF NE1/4 OF NE1/4 RUN S 404.26 FT E 1272.91 FT S 27 DEG 27 MIN 22 SEC W 115 FT FOR POB CONT S 27 DEG 27 MIN 22 SEC W 90 FT N 62 DEG 32 MIN 38 SEC W 140 FT N 27 DEG 27 MIN 22 SEC W 90 FT S 62 DEG 32 MIN 38 SEC E 140 FT TO POB BEING LOT 108 |
| Legal Range | 23E |
| Legal Township | 29S |
| Legal Section | 03 |
| Legal Subdivision | CLARK STONE SUBDIVISION |
| Legal Tract | 000000 |
| Legal Block | 3 |
| Legal Lot Number | 108 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 11902 |
Source: Polk County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3847 COUNTRY LOOP E, LAKELAND, FL 33811-1308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CREDIT UNION |
| Aug 24, 2023 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Feb 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 9, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Mar 6, 2018 | Warranty Deed, Transfer · FHA Mortgage UNION HM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2018 · Amount on Record |
| Deed Sale | Mar 6, 2018 · Amount on Record |
| Prior Sale | Jan 29, 2004 · Amount on Record |
| Deed Document Number | 201848718 |
| Deed Book / Page | 10414 / 1283 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 1, 2026 |
| Property Address | 3847 COUNTRY LOOP E, LAKELAND, FL 33811-1308 |
| Document Number | 0000157464 |
| Book / Page | 14059 / 2218 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 2026157464 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3847 COUNTRY LOOP E, LAKELAND, FL 33811-1308 |
| Document Number | 0000157464, |
|---|---|
| Date | Jul 1, 2026 |
| Book Page | 14059/2218 |
| Instrument | 2026157464 |
| Name | SUNCOAST CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3847 COUNTRY LOOP E, LAKELAND, FL 33811-1308 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3847 COUNTRY LOOP E, LAKELAND, FL 33811-1308 |
| Document Number | 0000199521 |
|---|---|
| Date | Aug 24, 2023 |
| Book Page | 12813/73 |
| Instrument | 2023199521 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 23, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3847 COUNTRY LOOP E, LAKELAND, FL 33811-1308 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3847 COUNTRY LOOP E, LAKELAND, FL 33811-1308 |
| Document Number | 0000042878 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 11587/850 |
| Instrument | 2021042878 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3847 COUNTRY LOOP E, LAKELAND, FL 33811-1308 |
| Document Number | 0109760648 |
| Instrument Date | Sep 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3847 COUNTRY LOOP E LAKELAND FL 338111308, LAKELAND, FL 33811-1308 |
| Document Number | 0109760648 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 010976/000648 |
| Instrument | 196841 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 6, 2018 |
| Property Address | 3847 COUNTRY LOOP E, LAKELAND, FL 33811-1308 |
| Document Number | 0104141283 |
| Book / Page | 010414 / 001283 |
| Instrument Date | Feb 27, 2018 |
| Instrument | 48718 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2018 |
| Title Company | INSURED R/E TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,085.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1703 ORANGE HILL RD FL, FL |
| Document Number | 104141285 |
|---|---|
| Date | Mar 6, 2018 |
| Book Page | 010414/001285 |
| Instrument | 48719 |
| Name | UNION HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 5, 2048 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,476.00 (-20.86%) Homeowner's exemption | $154,420 (+5.99%) | $242,642 (-2.4%) Land $50,000 Building $192,642 |
| 2023 | $1,865.00 (+3.78%) Homeowner's exemption | $145,697 (+3%) | $248,606 (+13.03%) Land $48,000 Building $200,606 |
| 2022 | $1,797.00 Homeowner's exemption | $141,453 | $219,949 Land $31,000 Building $188,949 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures