3846 Country Loop E, Lakeland, FL 33811 Property Records

Polk County property record for 3846 Country Loop E, Lakeland, FL 33811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,294 sqft · built 1983
Lot Size	0.274 acres (11,914 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Jul 2024)
Tax Bill	$2,061 (2025)
Deeds & Mortgages	Sep 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`23-29-03-000000-011240`

Property Details

APN / Parcel Number

Primary APN	`23-29-03-000000-011240`
Alternative APNs	`032923000000011240` `32923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,294 sqft Living Area
Gross Area	1,714 sqft
1st Floor Area	1,294 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	11,914 sqft (0.274 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Unfinished Open Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3846 COUNTRY LOOP E
City	LAKELAND
State	FL
Zip	33811-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BEG SE COR OF NE1/4 OF NE1/4 RUN N 654.51 FT FOR POB RUN N 62 DEG 32 MIN 38 SEC W 105.49 FT N 27 DEG 27 MIN 22 SEC E 85 FT S 62 DEG 32 MIN 38 SEC E 140 FT S 27 DEG 27 MIN 22 SEC W 85 FT N 62 DEG 32 MIN 38 SEC W 34.51 FT TO POB BEING LOT 73 OF UNRE CO
Legal Range	23E
Legal Township	29S
Legal Section	03
Legal Subdivision	CLARK STONE SUBDIVISION
Legal Tract	000000
Legal Block	3
Legal Lot Number	73
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	3
Census Block	3013
Census Tract	11902

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3846 COUNTRY LOOP E, LAKELAND, FL 33811-1307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2024 · Amount on Record
Deed Sale	Jul 26, 2024 · Amount on Record
Prior Sale	Jul 28, 2015 · Amount on Record
Deed Document Number	2024173354
Deed Book / Page	13206 / 2020
Last Transfer Date	Sep 17, 2025
Transfer Doc	0000225425
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Sep 25, 2025
Property Address	3846 COUNTRY LOOP E, LAKELAND, FL 33811-1307
Document Number	0000225425
Book / Page	13712 / 115
Instrument Date	Sep 17, 2025
Instrument	2025225425
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3846 COUNTRY LOOP E, LAKELAND, FL 33811-1307

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3846 COUNTRY LOOP E, LAKELAND, FL 33811-1307

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,052 (+2.7%)	$216,983 (-3.12%) Land $50,000 Building $166,983
2025	$2,061.00 (-43%) Homeowner's exemption	$199,661 (-13.8%)	$223,981 (-3.3%) Land $50,000 Building $173,981
2024	$3,616.00 (+3.11%)	$231,636 (-0.25%) Land $50,000 Building $181,636	$231,636 (-0.25%) Land $50,000 Building $181,636
2023	$3,507.00 (+8.68%)	$232,214 (+10.82%) Land $48,000 Building $184,214	$232,214 (+10.82%) Land $48,000 Building $184,214
2022	$3,227.00	$209,546 Land $31,000 Building $178,546	$209,546 Land $31,000 Building $178,546

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30