Citrus County property record for 3917 E Arbor Lakes Dr, Hernando, FL 34442 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,550 sqft Living Area |
| Lot Size | 7,200 sqft (0.165 acres) |
| Garage | Attached, 441 sqft |
| Last Sale | $199,000 (2019) |
| Tax Bill | $3,263.00 (2024) |
Source: Citrus County records · APN 19E-18S-14-0140-000N0-0190
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1264, MEXICO, NY 13114-1264 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 04, 2019 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 26, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Aug 09, 2018 | Warranty Deed, Transfer · Veterans Administration Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 04, 2019 · Amount on Record |
| Deed Sale | Dec 04, 2019 · Amount on Record |
| Prior Sale | Aug 09, 2018 · Amount on Record |
| Deed Doc Number | 201963218 |
| Deed Book / Page | 3022 / 1190 |
| Prior Transfer Date | Mar 26, 2019 |
| Prior Transfer Doc | 0029642359 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Dec 04, 2019 |
| Property Address | 3917 E ARBOR LAKES DR, HERNANDO, FL 34442-5586 |
| Document Number | 0030221190 |
| Book / Page | 3022 / 1190 |
| Map Reference | MB 15 PG 75-79 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 2019063218 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | LANDCASTLE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,393.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3917 E ARBOR LAKES DR, 3917, HERNANDO, FL 34442-5586 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1264, MEXICO, NY 13114-1264 |
| Document Number | 0030221192 |
|---|---|
| Date | Dec 04, 2019 |
| Instrument | 3022/1192 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Mar 26, 2019 |
| Property Address | 3917 E ARBOR LAKES DR, HERNANDO, FL 34442-5586 |
| Document Number | 0029642359 |
| Book / Page | 002964 / 002359 |
| Instrument Date | Mar 26, 2019 |
| Instrument | 15177 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3917 E ARBOR LAKES DR HERNANDO FL 344425586, HERNANDO, FL 34442-5586 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Aug 09, 2018 |
| Property Address | 3917 E ARBOR LAKES DR, HERNANDO, FL 34442-5586 |
| Document Number | 0029190594 |
| Book / Page | 002919 / 000594 |
| Instrument Date | Aug 06, 2018 |
| Instrument | 40304 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA-WIKLE TITLE INS AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,249.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3917 E ARBOR LAKES DR HERNANDO FL 344425586, HERNANDO, FL 34442-5586 |
| Document Number | 29190596 |
|---|---|
| Date | Aug 09, 2018 |
| Book Page | 002919/000596 |
| Instrument | 40305 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 08, 2048 |
Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,255.00 (-0.25%) | $206,503 (-2.94%) Land $10,870 Building $195,633 | $206,503 (-2.94%) Land $10,870 Building $195,633 |
| 2024 | $3,263.00 (+3.92%) | $212,767 (-2.37%) Land $10,120 Building $202,647 | $212,767 (-2.37%) Land $10,120 Building $202,647 |
| 2023 | $3,140.00 (+14.31%) | $217,943 (+13.01%) Land $10,120 Building $207,823 | $217,943 (+13.01%) Land $10,120 Building $207,823 |
| 2022 | $2,747.00 | $192,845 Land $10,120 Building $182,725 | $192,845 Land $10,120 Building $182,725 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 53% of the US · above 24% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 926 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 19E-18S-14-0140-000N0-0190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,550 sqft Living Area |
| Gross Area | 2,151 sqft Gross Area |
| 1st Floor | 1,550 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 7,200 sqft (0.165 acres) |
| Depth X Width | 100 ft x 72 ft Depth x Width |
| Parking Spaces | 6 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Pool Area | 220 sqft Pool |
| Porch | Finished/Screened Porch |
| Porch Area | 213 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 2742283 |
|---|---|
| Street Address | 3917 E ARBOR LAKES DR |
| City | HERNANDO |
| State | FL |
| Zip | 34442-5586 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ARBOR LAKES UNIT 1 PB 15 PG 75 LOT 19 BLK N |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | ARBOR LAKES - UNIT 1 |
| Legal Block | N |
| Legal Lot Number | 19 |
| Legal Unit | 1 |
| Jurisdiction | CITRUS FL |
| Minor Civil Division | INVERNESS |
| Census Blockgroup | 1 |
| Census Block | 1031 |
| Census Tract | 450105 |
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