3942 E Arbor Lakes Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3942 E Arbor Lakes Dr, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1998
Square Footage	1,209 sqft Living Area
Lot Size	6,841 sqft (0.157 acres)
Occupancy	Owner Occupied
Last Sale	$198,000 (2022)
Tax Bill	$1,693.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-14-0140-000O0-003.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	3942 E ARBOR LAKES DR, HERNANDO, FL 34442-5506
Occupancy	Owner Occupied
Owner Type	Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity
Vesting	Owner is a Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Mar 08, 2022 · Amount on Record
Deed Sale	Mar 08, 2022 · Amount on Record
Prior Sale	Oct 23, 2002 · Amount on Record
Deed Doc Number	2022016149
Deed Book / Page	3260 / 1750
Record Refreshed	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 08, 2022
Property Address	3942 E ARBOR LAKES DR, HERNANDO, FL 34442-5506
Document Number	0032601750
Book / Page	3260 / 1750
Map Reference	MB 15 PG 75
Instrument Date	Feb 25, 2022
Instrument	2022016149
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	EXPRESS TTL SVCS OF CITRUS I

Transaction

Amount	Amount Recorded
Tax	$1,386.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 S 12TH ST, 700, FERNANDINA BEACH, FL 32034-3515

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	3942 E ARBOR LAKES DR, HERNANDO, FL 34442-5506

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,693.00 (+6.34%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$153,625 (-2.79%) Land $10,350 Building $143,275	$153,625 (-2.79%) Land $10,350 Building $143,275
2024	$1,592.00 (+3.04%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$158,028 (-4.63%) Land $9,640 Building $148,388	$158,028 (-4.63%) Land $9,640 Building $148,388
2023	$1,545.00 (-31.42%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$165,705 (+13.5%) Land $9,640 Building $156,065	$165,705 (+13.5%) Land $9,640 Building $156,065
2022	$2,253.00 Additional exemption filed	$145,997 Land $9,640 Building $136,357	$145,997 Land $9,640 Building $136,357

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 24% of Florida
Wildfire Likelihood	About 1 in 926 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0140-000O0-003.0`
Alternative APNs	`1418S19E0140000O00030` `2720328`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,209 sqft Living Area
1st Floor	1,209 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1998
Architectural Style	Other Style
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Footing Foundation
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	6,841 sqft (0.157 acres)
Depth X Width	95 ft x 72 ft Depth x Width
Parking Spaces	5 Parking Spaces
Garage Area	308 sqft Garage
Porch	Finished/Screened Porch
Porch Area	145 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2720328
Old Parcel Number	1418S19E0140000O00030
Street Address	3942 E ARBOR LAKES DR
City	HERNANDO
State	FL
Zip	34442-5506
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ARBOR LAKES UNIT 1 PB 15 PG 75 LOT 3 BLK O
Legal Range	19E
Legal Township	18S
Legal Section	13
Legal Subdivision	ARBOR LAKES - UNIT 1
Legal Block	O
Legal Lot Number	3
Legal Unit	1
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1014
Census Tract	450105