3886 E Arbor Lakes Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3886 E Arbor Lakes Dr, Hernando, FL 34442 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2012
Square Footage	1,311 sqft Living Area
Lot Size	7,466 sqft (0.171 acres)
Occupancy	Owner Occupied
Last Sale	$24,500 (2002)
Tax Bill	$1,003.00 (2024)

Owner

Source: Citrus County records · APN 19E-18S-14-0140-000Q0-0050

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3886 E ARBOR LAKES DR, HERNANDO, FL 34442-5506
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 22, 2002 · Amount on Record
Deed Sale	Jan 22, 2002 · Amount on Record
Deed Doc Number	20021235604
Deed Book / Page	1479 / 2415
Last Transfer Date	Nov 19, 2020
Transfer Doc	0031110755
Record Refreshed	Jun 08, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 23, 2020
Property Address	3886 E ARBOR LAKES DR, HERNANDO, FL 34442-5506
Document Number	0031110755
Book / Page	003111 / 000755
Instrument Date	Nov 19, 2020
Instrument	64187
Transaction Type	Transfer
Record Updated	Dec 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3538 HEARTLAND ST NAVARRE FL 32566, NAVARRE, FL 32566

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,087.00 (+8.37%) Homeowner's exemption Widower's exemption	$106,712 (-43.51%)	$195,523 (+3.51%) Land $10,860 Building $184,663
2024	$1,003.00 (+3.72%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$188,898 (-0.91%) Land $10,110 Building $178,788	$188,898 (-0.91%) Land $10,110 Building $178,788
2023	$967.00 (+0.1%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$190,636 (+13.55%) Land $10,110 Building $180,526	$190,636 (+13.55%) Land $10,110 Building $180,526
2022	$966.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption Additional exemption filed	$167,880 Land $10,110 Building $157,770	$167,880 Land $10,110 Building $157,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 24% of Florida
Wildfire Likelihood	About 1 in 926 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0140-000Q0-0050`
Alternative APNs	`1418S19E0140000Q00050` `2891670`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,311 sqft Living Area
Gross Area	2,095 sqft Gross Area
1st Floor	1,311 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Exterior Material	Combination Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	7,466 sqft (0.171 acres)
Depth X Width	95 ft x 75 ft Depth x Width
Parking Spaces	6 Parking Spaces
Garage Type	Attached Garage
Garage Area	504 sqft Garage
Porch	Finished/Screened Porch
Porch Area	382 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2891670
Street Address	3886 E ARBOR LAKES DR
City	HERNANDO
State	FL
Zip	34442-5506
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ARBOR LAKES UNIT 1 PB 15 PG 75 LOT 5 BLK Q
Legal Range	19E
Legal Township	18S
Legal Section	14
Legal Subdivision	ARBOR LAKES - UNIT 1
Legal Block	Q
Legal Lot Number	5
Legal Unit	1
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1001
Census Tract	450105