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3875 E Arbor Lakes Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3875 E Arbor Lakes Dr, Hernando, FL 34442 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage1,888 sqft Living Area
Lot Size7,200 sqft (0.165 acres)
OccupancyOwner Occupied
Last Sale$333,000 (2023)
Tax Bill$1,857.00 (2024)

Owner

Source: Citrus County records · APN 19E-18S-14-0140-000N0-0220

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3875 E ARBOR LAKES DR, HERNANDO, FL 34442-5503
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 07, 2023Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Feb 26, 2019Warranty Deed, Transfer
STEWART TITLE
Oct 24, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 07, 2023 · Amount on Record
Deed SaleJun 07, 2023 · Amount on Record
Prior SaleFeb 26, 2019 · Amount on Record
Deed Doc Number202332965
Deed Book / Page3385 / 119
Prior Transfer DateOct 19, 2017
Prior Transfer Doc0028592141
Record RefreshedJun 08, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJun 07, 2023
Property Address3875 E ARBOR LAKES DR, HERNANDO, FL 34442-5503
Document Number0033850119
Book / Page3385 / 119
Map ReferenceMB 15 PG 75-79
Instrument DateJun 05, 2023
Instrument2023032965
Transaction TypeTransfer
Record UpdatedJun 28, 2023
Title CompanySIGNATURE ESCROW SERVICES LLC, SIGNATURE T&E SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,331.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8420 BON LIN DR, BARTLETT, TN 38133-2848

Transferred To (Grantee/Buyer)

NameVerified Name
Address3875 E ARBOR LAKES DR, HERNANDO, FL 34442-5503

Mortgage

Document Number0003385121
DateJun 07, 2023
Instrument3385/121
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateFeb 26, 2019
Property Address3875 E ARBOR LAKES DR, HERNANDO, FL 34442-5503
Document Number0029581618
Book / Page002958 / 001618
Instrument DateFeb 25, 2019
Instrument9531
Transaction TypeTransfer
Record UpdatedMar 15, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$1,225.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3875 E ARBOR LAKES DR HERNANDO FL 344425503, HERNANDO, FL 34442-5503

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCITRUS FL
Recording DateOct 24, 2017
Property Address3875 E ARBOR LAKES DR, HERNANDO, FL 34442-5503
Document Number0028592141
Book / Page002859 / 002141
Instrument DateOct 19, 2017
Instrument48747
Transaction TypeTransfer
Record UpdatedNov 07, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address813 E MEADOW DR BOUND BROOK NJ 088051445, BOUND BROOK, NJ 08805-1445

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,963.00 (+5.71%) Homeowner's exemption$160,849 (-33.45%)$236,097 (-2.32%) Land $10,560 Building $225,537
2024$1,857.00 (-9.37%) Homeowner's exemption Additional exemption filed$241,696 (+3.97%) Land $9,830 Building $231,866$241,696 (+3.97%) Land $9,830 Building $231,866
2023$2,049.00 (+6.94%) Homeowner's exemption Additional exemption filed$232,466 (+12.46%) Land $9,830 Building $222,636$232,466 (+12.46%) Land $9,830 Building $222,636
2022$1,916.00 Homeowner's exemption Additional exemption filed$206,712 Land $9,830 Building $196,882$206,712 Land $9,830 Building $196,882

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 53% of the US · above 24% of Florida
Wildfire LikelihoodAbout 1 in 926 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN19E-18S-14-0140-000N0-0220
Alternative APNs
  • 1418S19E0140000N00220
  • 2955953

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,888 sqft Living Area
Gross Area2,634 sqft Gross Area
1st Floor1,888 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2005
Exterior MaterialCombination Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialFiberglass Roof
Lot Area7,200 sqft (0.165 acres)
Depth X Width100 ft x 72 ft Depth x Width
Parking Spaces6 Parking Spaces
Garage TypeAttached Garage
Garage Area546 sqft Garage
PorchEnclosed Porch
Porch Area284 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number2955953
Street Address3875 E ARBOR LAKES DR
CityHERNANDO
StateFL
Zip34442-5503
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionARBOR LAKES UNIT 1 PB 15 PG 75 LOT 22 BLK N
Legal Range19E
Legal Township18S
Legal Section14
Legal SubdivisionARBOR LAKES - UNIT 1
Legal BlockN
Legal Lot Number22
Legal Unit1
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup1
Census Block1031
Census Tract450105

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