3910 Ruth St, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 3910 Ruth St, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,560 sqft · built 2017
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$14,250 (Jun 2017)
Tax Bill	$4,570 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2017 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`065-0-015-00-0`

Property Details

APN / Parcel Number

Primary APN	`065-0-015-00-0`
Alternative APNs	`41388` `33031`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,560 sqft Gross Area
1st Floor Area	2,149 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Area	528 sqft
Porch	Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3910 RUTH ST
City	AUGUSTA
State	GA
Zip	30909-9756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BELAIR HILLS ESTATES (00100) 013-D
Legal Subdivision	BELAIR HILLS ESTATES
Legal Block	D
Legal Lot Number	13
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	1
Census Block	1043
Census Tract	10207

Owner

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3910 RUTH ST, AUGUSTA, GA 30909-9756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Dec 29, 2017	Deed of Trust, Mortgage · VA Mortgage SOUTH STATE BANK
Jul 21, 2017	Trustee's Deed, Construction Loan · Construction Mortgage AFB&T
Jun 27, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2017 · Amount on Record
Deed Sale	Jun 6, 2017 · Amount on Record
Prior Sale	May 31, 2012 · Amount on Record
Deed Document Number	20173555
Deed Book / Page	1584 / 609
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	3910 RUTH ST, AUGUSTA, GA 30909-9756
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3910 RUTH ST, AUGUSTA, GA 30909-9756

Mortgage

Document Number	0018050000002081
Date	Oct 6, 2021
Book Page	0000001805/0000002081
Instrument	2021034166

Lender

Name	CLEARPATH LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	3910 RUTH ST, AUGUSTA, GA 30909-9756
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016110007
Date	Dec 29, 2017
Book Page	1611/7

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RICHMOND GA
Recording Date	Jul 21, 2017
Property Address	3910 RUTH ST, AUGUSTA, GA 30909-9756
Document Number	0015862037
Book / Page	001586 / 002037
Instrument Date	Jul 19, 2017
Transaction Type	Construction Loan
Record Updated	Oct 26, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	783 SWEET BAY CT EVANS GA 308094490, EVANS, GA 30809-4490

Mortgage

Document Number	15862037
Date	Jul 21, 2017
Book Page	001586/002037

Lender

Name	AFB&T
Address	COLUMBUS, GA 31901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 20, 2018

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Jun 27, 2017
Property Address	3910 RUTH ST, AUGUSTA, GA 30909-9756
Document Number	0015840609
Book / Page	001584 / 000609
Instrument Date	Jun 6, 2017
Transaction Type	Transfer
Record Updated	Oct 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$14.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	783 SWEET BAY CT EVANS GA 308094490, EVANS, GA 30809-4490

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,570.00 (-4.01%)
2025	$4,761.00 (+21.83%)	$159,684 (+14.53%) Land $12,000 Building $147,684	$399,210 (+14.53%) Land $30,000 Building $369,210
2023	$3,908.00 (+8.28%)	$139,424 (+21.49%) Land $12,000 Building $127,424	$348,560 (+21.49%) Land $30,000 Building $318,560
2022	$3,609.00	$114,760 Land $12,000 Building $102,760	$286,899 Land $30,000 Building $256,899

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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