3916 E 40th St, Des Moines, IA 50317 Property Records

Polk County property record for 3916 E 40th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1961
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on Record
Last Sale	$112,500 (Feb 2020)
Tax Bill	$2,972 (2024)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`7923-21-353-001`

Property Details

APN / Parcel Number

Primary APN	`7923-21-353-001`
Alternative APN	`060/00849-042-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	1,248 sqft
1st Floor Area	912 sqft

Exterior

Year Built	Built 1961
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	125 ft deep x 136 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Patio Area	160 sqft
Canopy	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3916 E 40TH ST
City	DES MOINES
State	IA
Zip	50317-8152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 CASTALIA PLAZA
Legal Range	23W
Legal Township	79N
Legal Section	21
Legal Subdivision	CASTALIA PLAZA
Legal Lot Number	43
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1011
Census Tract	101

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	814 35TH ST SW, ALTOONA, IA 50009-9643
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2020	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK
Mar 23, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2020 · Amount on Record
Deed Sale	Feb 19, 2020 · Amount on Record
Prior Sale	Mar 23, 2017
Deed Document Number	2019-00070869
Deed Book / Page	17705 / 0087
Record Updated	Jun 8, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Feb 19, 2020
Property Address	3916 E 40TH ST, DES MOINES, IA 50317-8152
Document Number	201900070869
Book / Page	17705 / 0087
Instrument Date	Feb 16, 2020
Instrument	2019-00070869
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.20
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3916 E 40TH ST, DES MOINES, IA 50317-8152
Investor	Possibly a Property Investor

Mortgage

Document Number	201900070871
Date	Feb 19, 2020
Instrument	2019-00070871

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Mar 1, 2030
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	7.25%
Index	1-Year CMT
Margin	3
Max Rate	11.2%

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	POLK IA
Recording Date	Mar 23, 2017
Property Address	3916 E 40TH ST, DES MOINES, IA 50317-8152
Document Number	201600078889
Book / Page	16415 / 0362
Instrument Date	Mar 16, 2017
Instrument	2016-00078889
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3916 E 40TH ST, DES MOINES, IA 50317-8152

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$167,500 (+13.18%) Land $47,000 Building $120,500	$167,500 (+13.18%) Land $47,000 Building $120,500
2024	$2,972.00 (+10.48%)
2023		$148,000 Land $41,000 Building $107,000	$148,000 Land $41,000 Building $107,000
2020	$2,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	32 (2010–2026)
Claims Outside the SFHA	13 of 32
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2026 · 12 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 17 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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