3908 E 40th St, Des Moines, IA 50317 Property Records

Polk County property record for 3908 E 40th St, Des Moines, IA 50317

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 988 sqft · built 1962
Lot Size0.164 acres (7,150 sqft)
OwnerOwner Name on Record
Last Sale$114,000 (Mar 2011)
Tax Bill$3,658 (2024)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN7923-21-353-013

Property Details

APN / Parcel Number

Primary APN7923-21-353-013
Alternative APN
  • 060/00849-043-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories3 Stories
Building Area988 sqft Living Area
Gross Area1,523 sqft
1st Floor Area988 sqft
Basement Area513 sqft
Finished Basement266 sqft

Exterior

Year BuiltBuilt 1962
Architectural StyleSplit Level
Exterior MaterialWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,150 sqft (0.164 acres)
Lot Dimensions100 ft deep x 71 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
Deck Area570 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address3908 E 40TH ST
CityDES MOINES
StateIA
Zip50317-8152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 44 CASTALIA PLAZA
Legal Range23W
Legal Township79N
Legal Section21
Legal SubdivisionCASTALIA PLAZA
Legal Lot Number44
JurisdictionPOLK IA
Township / Civil DivisionLEE
Census Block Group1
Census Block1011
Census Tract101

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address3908 E 40TH ST, DES MOINES, IA 50317-8152
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 25, 2011 · Amount on Record
Deed SaleMar 25, 2011 · Amount on Record
Prior SaleSep 28, 1998 · Amount on Record
Deed Document Number2011-00070679
Deed Book / Page13806 / 0715
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address3908 E 40TH ST, DES MOINES, IA 50317-8152
Transaction TypeMortgage
Record UpdatedAug 17, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3908 E 40TH ST, DES MOINES, IA 50317-8152

Mortgage

Document Number0000041241
DateAug 4, 2023
Book Page19559/809
Instrument2023-00041241
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term303 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$216,900 (+12.73%) Land $38,800 Building $178,100$216,900 (+12.73%) Land $38,800 Building $178,100
2024$3,658.00 (+3.45%)
2023$192,400 Land $33,900 Building $158,500$192,400 Land $33,900 Building $158,500
2020$3,536.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims32 (2010–2026)
Claims Outside the SFHA13 of 32
Most Recent ClaimJul 2026 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2026 · 12 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 17 claims
  • Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Google Fiber, Verizon.

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