3911 E 40th St, Des Moines, IA 50317 Property Records

Polk County property record for 3911 E 40th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 1964
Lot Size	0.185 acres (8,093 sqft)
Owner	Individual Name on File
Last Sale	$146,500 (Sep 2015)
Tax Bill	$3,946 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7923-21-377-022`

Property Details

APN / Parcel Number

Primary APN	`7923-21-377-022`
Alternative APN	`060/00849-101-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,372 sqft Living Area
Gross Area	2,044 sqft
1st Floor Area	672 sqft
Upper Floors Area	700 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1964
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,093 sqft (0.185 acres)
Lot Dimensions	135 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	64 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3911 E 40TH ST
City	DES MOINES
State	IA
Zip	50317-8153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 47 F LOT 102 & N 13 F LOT 103 CASTALIA PLAZA
Legal Range	23W
Legal Township	79N
Legal Section	21
Legal Subdivision	CASTALIA PLAZA
Legal Lot Number	102,103
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1014
Census Tract	101

Owner

3911 E 40th St is owned and occupied by an individual who bought it in September 2015.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	3911 E 40TH ST, DES MOINES, IA 50317-8153
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 23, 2018	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2015 · Amount on File
Deed Sale	Sep 28, 2015 · Amount on File
Prior Sale	Dec 18, 2000 · Amount on File
Deed Document Number	2015-00140442
Deed Book / Page	15748 / 0976
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3911 E 40TH ST, DES MOINES, IA 50317-8153
Transaction Type	Mortgage
Record Updated	Mar 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014881
Date	Feb 24, 2022
Book Page	18998/652
Instrument	2022-00014881

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3911 E 40TH ST, DES MOINES, IA 50317-8153
Document Number	0000034905
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3911 E 40TH ST DES MOINES IA 503178153, DES MOINES, IA 50317-8153

Mortgage

Document Number	0000034905
Date	Nov 1, 2018
Book Page	017131/000609
Instrument	34905

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 31, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$243,200 Land $41,300 Building $201,900	$243,200 Land $41,300 Building $201,900
2024	$3,946.00
2023		$215,200 Land $36,000 Building $179,200	$215,200 Land $36,000 Building $179,200
2020	$3,858.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3911 E 40th St in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	32 (2010–2026)
Claims Outside the SFHA	13 of 32
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2026 · 12 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 17 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3911 E 40th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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