3901 E 40th St, Des Moines, IA 50317 Property Records

Polk County property record for 3901 E 40th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1962
Lot Size	0.234 acres (10,209 sqft)
Owner	Individual Name on Record
Last Sale	$153,000 (May 2020)
Tax Bill	$3,872 (2024)
Deeds & Mortgages	Dec 2019 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7923-21-377-024`

Property Details

APN / Parcel Number

Primary APN	`7923-21-377-024`
Alternative APN	`060/00849-103-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,616 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Finished Basement	464 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,209 sqft (0.234 acres)
Garage Type	Detached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3901 E 40TH ST
City	DES MOINES
State	IA
Zip	50317-8153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	-EX IREG PC NLY PT MEAS N 13 F W LN & N 1 F E LN- LOT 104 CASTALIA PLAZA
Legal Range	23W
Legal Township	79N
Legal Section	21
Legal Subdivision	CASTALIA PLAZA
Legal Lot Number	104
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1014
Census Tract	101

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3901 E 40TH ST, DES MOINES, IA 50317-8153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK (ATLANTA GA)
May 29, 2020	Warranty Deed, Transfer · Conventional Mortgage LINCOLN SAVINGS BANK
Sep 21, 2018	Special Warranty Deed, Transfer · Stand-Alone First Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2020 · Amount on Record
Deed Sale	May 29, 2020 · Amount on Record
Prior Sale	Sep 21, 2018 · Amount on Record
Deed Document Number	2019-00101470
Deed Book / Page	17856 / 395
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3901 E 40TH ST, DES MOINES, IA 50317-8153
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051920
Date	Dec 10, 2019
Book Page	17622/0001
Instrument	2019-00051920

Lender

Name	FIDELITY BANK (ATLANTA GA)
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 29, 2020
Property Address	3901 E 40TH ST, DES MOINES, IA 50317-8153
Document Number	201900101470
Book / Page	17856 / 395
Instrument Date	May 21, 2020
Instrument	2019-00101470
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$244.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3901 E 40TH ST, DES MOINES, IA 50317-8153

Mortgage

Document Number	201900101472
Date	May 29, 2020
Instrument	2019-00101472

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Mortgage

Document Number	201900101473
Date	May 29, 2020
Book Page	17856/412
Instrument	2019-00101473

Lender

Name	IOWA FINANCE AUTHORITY
Type	Government Agency
Address	DES MOINES, IA 50315

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

September 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 21, 2018
Property Address	3901 E 40TH ST, DES MOINES, IA 50317-8153
Document Number	0000024151
Book / Page	17085 / 0796
Instrument Date	Sep 11, 2018
Instrument	2018-00024151
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$142.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 E 40TH ST, DES MOINES, IA 50317-8153

Mortgage

Document Number	0000024153
Date	Sep 21, 2018
Instrument	2018-00024153

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$229,100 (+12.8%) Land $43,300 Building $185,800	$229,100 (+12.8%) Land $43,300 Building $185,800
2024	$3,872.00 (+48.58%)
2023		$203,100 (+22.79%) Land $37,800 Building $165,300	$203,100 (+22.79%) Land $37,800 Building $165,300
2022		$165,400 Land $31,600 Building $133,800
2021			$165,400 Land $31,600 Building $133,800
2020	$2,606.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	32 (2010–2026)
Claims Outside the SFHA	13 of 32
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2026 · 12 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 17 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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