3915 Estero Bay Ln, Naples, FL 34112 Property Records

Collier County property record for 3915 Estero Bay Ln, Naples, FL 34112

Property Summary

Property Type	Condominium
Details	948 sqft · built 1974
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Nov 2020)
Tax Bill	$1,465 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Mar 2024 Transfer + 4 more
Flood Zone	Zone AE (high risk)
APN	`447101 D 175A13`

Property Details

APN / Parcel Number

Primary APN	`447101 D 175A13`
Alternative APN	`54050680002`

Interior

Building Area	948 sqft Living Area
1st Floor Area	948 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Lot Area	1,742 sqft (0.04 acres)

Location & Zoning

Street Address	3915 ESTERO BAY LN
City	NAPLES
State	FL
Zip	34112-6111
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF-6
Legal Description	LAKEWOOD UNIT 1, A PORT OF BLK D NKA LAKEWOOD VILLAS I (HO) LOT D-17
Legal Range	25
Legal Township	50
Legal Section	13
Legal Subdivision	LAKEWOOD VILLAS I (LW) HOMEOWNERS
Legal Tract	447101
Legal Block	D
Legal Lot Number	D-17
Legal Unit	A
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2016
Census Tract	10604

Owner

3915 Estero Bay Ln, a condominium, is owned and occupied by an individual who bought it in November 2020.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3915 ESTERO BAY LN, NAPLES, FL 34112-6111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2024	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 6, 2024	Intrafamily Transfer, Transfer
Nov 4, 2020	Special Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 22, 2019	Quit Claim Deed, Foreclosure ATTORNEY ONLY
Oct 31, 2019	Quit Claim Deed, Foreclosure BUYERS TITLE
Aug 7, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on File
Deed Sale	Nov 4, 2020 · Amount on File
Prior Sale	Aug 7, 2019
Deed Document Number	20205948861
Deed Book / Page	5840 / 752
Prior Transfer Date	Nov 21, 2019
Prior Transfer Doc	0056982879
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3915 ESTERO BAY LN, NAPLES, FL 34112-6111
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 ESTERO BAY LN, NAPLES, FL 34112-6111

Mortgage

Document Number	0063321873
Date	Feb 22, 2024
Book Page	6332/1873
Instrument	6511458

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	321 Months
Due	Nov 1, 2050

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Mar 6, 2024
Property Address	3915 ESTERO BAY LN, NAPLES, FL 34112-6111
Document Number	0063360215
Book / Page	6336 / 215
Instrument Date	Oct 18, 2023
Instrument	6515846
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2155 54TH TER SW, NAPLES, FL 34116-6843

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 ESTERO BAY LN, NAPLES, FL 34112-6111

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 4, 2020
Property Address	3915 ESTERO BAY LN, NAPLES, FL 34112-6111
Document Number	0058400752
Book / Page	5840 / 752
Map Reference	MB 12 PG 9
Instrument Date	Aug 3, 2020
Instrument	5948861
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	BUYER S TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15480 LAGUNA CANYON RD, 15480, IRVINE, CA 92618-2132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 ESTERO BAY LN, NAPLES, FL 34112-6111

Mortgage

Document Number	0005840755
Date	Nov 4, 2020
Instrument	5840/755

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

November 2019: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 22, 2019
Property Address	3915 ESTERO BAY LN, NAPLES, FL 34112-6111
Document Number	0056982879
Book / Page	005698 / 002879
Instrument Date	Nov 21, 2019
Instrument	5794596
Transaction Type	Foreclosure
Record Updated	Feb 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

October 2019: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 31, 2019
Property Address	3915 ESTERO BAY LN, NAPLES, FL 34112-6111
Document Number	0056901341
Book / Page	005690 / 001341
Instrument Date	Oct 22, 2019
Instrument	5784496
Transaction Type	Foreclosure
Record Updated	Nov 14, 2019
Title Company	BUYERS TITLE

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15480 LAGUNA CANYON RD #100 IRVINE CA 926182132, 100, IRVINE, CA 92618-2132
Investor	Possibly a Property Investor

August 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 7, 2019
Property Address	3915 ESTERO BAY LN, NAPLES, FL 34112-6111
Document Number	0056602428
Book / Page	005660 / 002428
Instrument Date	Jul 25, 2019
Instrument	5749890
Transaction Type	Foreclosure
Record Updated	Aug 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3915 Estero Bay Ln was $1,465 with a homeowner's exemption, up 6.5% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,036 (+2.7%)	$204,860 (-4.42%) Building $204,860
2025	$1,465.00 (+6.55%) Homeowner's exemption	$154,855	$214,340 Building $214,340
2024	$1,375.00 (+2.08%)
2023	$1,347.00 (-0.15%) Homeowner's exemption	$146,108 (+3%)	$206,600 (+11.04%) Building $206,600
2022	$1,349.00 Homeowner's exemption	$141,852	$186,066 Building $186,066

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3915 Estero Bay Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 295 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	469 units insured incl. 174 condo units
Nearby Flood Claims	13 (1979–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3915 Estero Bay Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Blue Stream Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Hotwire Communications, Verizon.

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