3940 Estero Bay Ln, Naples, FL 34112 Property Records

Collier County property record for 3940 Estero Bay Ln, Naples, FL 34112

Property Summary

Property Type	Condominium
Details	1,255 sqft · built 1974
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Owner Names on File
Tax Bill	$3,283 (2025)
Flood Zone	Zone AE (high risk)
APN	`447101 F 195A13`

Property Details

APN / Parcel Number

Primary APN	`447101 F 195A13`
Alternative APNs	`54051800001102800F195` `54051800001`

Interior

Building Area	1,255 sqft Living Area
1st Floor Area	1,255 sqft

Exterior

Year Built	Built 1974
Lot Area	2,178 sqft (0.05 acres)

Location & Zoning

Account Number	447101 F 195A13
Old Parcel Number	54051800001102800F195
Street Address	3940 ESTERO BAY LN
City	NAPLES
State	FL
Zip	34112-6112
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF-6
Legal Description	LAKEWOOD UNIT 1, A PORT OF BLK F NKA LAKEWOOD VILLAS I (HO) LOT F-19
Legal Range	25
Legal Township	50
Legal Section	13
Legal Subdivision	LAKEWOOD VILLAS I (LW) HOMEOWNERS
Legal Tract	447101
Legal Block	F
Legal Lot Number	19
Legal Unit	A
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2015
Census Tract	10604

Owner

Source: Collier County records · APN 447101 F 195A13

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	3940 ESTERO BAY LN, NAPLES, FL 34112-6112
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 2010
Deed Sale	Jul 19, 2010
Prior Sale	Jun 15, 1995 · Amount on Record
Deed Document Number	4454409
Deed Book / Page	4587 / 1008
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,283.00 (+14.11%)	$285,061 (+21%)	$291,275 (+3.29%) Building $291,275
2023	$2,877.00 (+4.05%)	$235,587 (+1%)	$282,000 (+10.1%) Building $282,000
2022	$2,765.00	$214,170	$256,133 Building $256,133

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 295 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	469 units insured incl. 174 condo units
Nearby Flood Claims	13 (1979–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
TPC ACC Acquisition Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Hotwire Communications, Verizon.

Based on FCC filings for 285 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NAPLES WATER DEPT serves 83,804 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.