Collier County property record for 3895 Estero Bay Ln, Naples, FL 34112
| Property Type | Condominium |
|---|---|
| Details | 948 sqft · built 1974 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $129,000 (Nov 2016) |
| Tax Bill | $1,438 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 447101 D 155A13 |
| Primary APN | 447101 D 155A13 |
|---|---|
| Alternative APN |
|
| Building Area | 948 sqft Living Area |
|---|---|
| 1st Floor Area | 948 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Condo/Apartment |
| Lot Area | 1,742 sqft (0.04 acres) |
| Street Address | 3895 ESTERO BAY LN |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34112-6166 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RMF-6 |
| Legal Description | LAKEWOOD UNIT 1, A PORT OF BLK D NKA LAKEWOOD VILLAS I (HO) LOT D-15 DESC IN OR 1921 PG 1766 |
| Legal Range | 25 |
| Legal Township | 50 |
| Legal Section | 13 |
| Legal Subdivision | LAKEWOOD VILLAS I (LW) HOMEOWNERS |
| Legal Tract | 447101 |
| Legal Block | D |
| Legal Lot Number | D-15 |
| Legal Unit | A |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10604 |
3895 Estero Bay Ln, a condominium, is owned and occupied by an individual who bought it in November 2016.
Source: Collier County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3895 ESTERO BAY LN, NAPLES, FL 34112-6166 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2016 · Amount on File |
| Deed Sale | Nov 21, 2016 · Amount on File |
| Prior Sale | Apr 25, 2005 · Amount on File |
| Deed Document Number | 20165336973 |
| Deed Book / Page | 5336 / 2 |
| Prior Transfer Date | Nov 15, 2016 |
| Prior Transfer Doc | 0053360004 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3895 Estero Bay Ln was $1,438 with a homeowner's exemption, up 6.5% from the year before.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,407 (+2.7%) | $206,860 (-4.38%) Building $206,860 | |
| 2025 | $1,438.00 (+6.52%) Homeowner's exemption | $152,295 | $216,340 Building $216,340 |
| 2024 | $1,350.00 (+2.12%) | ||
| 2023 | $1,322.00 (-0.08%) Homeowner's exemption | $143,692 (+3%) | $208,600 (+10.74%) Building $208,600 |
| 2022 | $1,323.00 Homeowner's exemption | $139,507 | $188,376 Building $188,376 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3895 Estero Bay Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 295 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 469 units insured incl. 174 condo units |
| Nearby Flood Claims | 13 (1979–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3895 Estero Bay Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Xfinity Cable | 2,000 / 250 |
| Blue Stream Fiber · Cable in parts of the area | 1,000 / 1,000 |
May also be available: Hotwire Communications, Verizon.
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