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3900 Estero Bay Ln, Naples, FL 34112 Property Records

Collier County property record for 3900 Estero Bay Ln, Naples, FL 34112

Property Summary

Property TypeCondominium
Details1,407 sqft · built 1974
Lot Size0.05 acres (2,178 sqft)
Owner2 Individual Names on File
Last Sale$75,000 (May 1995)
Tax Bill$3,204 (2025)
Deeds & MortgagesJan 2024 Transfer
Mar 2023 Transfer
Flood ZoneZone AE (high risk)
APN447101 F 155A13

Property Details

APN / Parcel Number

Primary APN447101 F 155A13
Alternative APNs
  • 54051640009102800F155
  • 54051640009

Interior

Building Area1,407 sqft Living Area
1st Floor Area1,407 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleCondo/Apartment
Lot Area2,178 sqft (0.05 acres)

Location & Zoning

Street Address3900 ESTERO BAY LN
CityNAPLES
StateFL
Zip34112-6112
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRMF-6
Legal DescriptionLAKEWOOD UNIT 1, A PORT OF BLK F NKA LAKEWOOD VILLAS I (HO) LOT F-15
Legal Range25
Legal Township50
Legal Section13
Legal SubdivisionLAKEWOOD VILLAS I (LW) HOMEOWNERS
Legal Tract447101
Legal BlockF
Legal Lot NumberF-15
Legal UnitA
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2015
Census Tract10604

Owner

3900 Estero Bay Ln, a condominium, is owned and occupied by two individuals who acquired it in January 2024.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address3900 ESTERO BAY LN, NAPLES, FL 34112-6112
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2024Intrafamily Transfer, Transfer
Mar 17, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 1995 · Amount on File
Deed SaleMay 12, 1995 · Amount on File
Deed Book / Page2058 / 1324
Last Transfer DateJan 30, 2024
Transfer Doc0063251975
Record UpdatedOct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOLLIER FL
Recording DateJan 30, 2024
Property Address3900 ESTERO BAY LN, NAPLES, FL 34112-6112
Document Number0063251975
Book / Page6325 / 1975
Instrument DateJan 30, 2024
Instrument6502552
Transaction TypeTransfer
Record UpdatedFeb 19, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3711 GAVIOTA AVE, LONG BEACH, CA 90807-4328

Transferred To (Grantee/Buyer)

NameVerified Name
Address3900 ESTERO BAY LN, NAPLES, FL 34112-6112

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOLLIER FL
Recording DateMar 17, 2023
Property Address3900 ESTERO BAY LN, NAPLES, FL 34112-6112
Document Number0062261541
Book / Page6226 / 1541
Instrument DateMar 17, 2023
Instrument6377025
Transaction TypeTransfer
Record UpdatedMar 29, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3900 ESTERO BAY LN, NAPLES, FL 34112-6112

Transferred To (Grantee/Buyer)

NameVerified Name
Address3711 GAVIOTA AVE, LONG BEACH, CA 90807-4328

Tax Assessment & Valuation

The 2025 property tax bill for 3900 Estero Bay Ln was $3,204 with exemptions applied, down 13.3% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$306,365 (-4.39%) Building $306,365$306,365 (-4.39%) Building $306,365
2025$3,204.00 (-13.26%) Homeowner's exemption$320,435 Building $320,435$320,435 Building $320,435
2024$3,694.00 (+21.47%)
2023$3,041.00 (+0.96%) Homeowner's exemption$310,400 (+31.87%) Building $310,400$310,400 (+10.66%) Building $310,400
2022$3,012.00$235,378$280,508 Building $280,508

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3900 Estero Bay Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 295 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies469 units insured
incl. 174 condo units
Nearby Flood Claims13 (1979–2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3900 Estero Bay Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		3,000 / 3,000
Xfinity
Cable		2,000 / 250
Blue Stream
Fiber · Cable in parts of the area		1,000 / 1,000

May also be available: Hotwire Communications, Verizon.

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