Henrico County property record for 3809 Split Rail Rd, Richmond, VA 23223
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,562 sqft · built 1998 |
| Lot Size | 0.243 acres (10,599 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Mar 2018) |
| Tax Bill | $3,422 (2026) |
| Deeds & Mortgages | May 2020 Mortgage Mar 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 808-727-0132 |
| Primary APN | 808-727-0132 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,562 sqft Living Area |
| Gross Area | 3,656 sqft |
| 1st Floor Area | 1,234 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 10,599 sqft (0.243 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 494 sqft |
| Patio Area | 492 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | RA0618528 |
|---|---|
| Street Address | 3809 SPLIT RAIL RD |
| City | RICHMOND |
| State | VA |
| Zip | 23223-2639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | 0140040000B 0017; HUNTWOOD SC B BL B LT 17 8 A1 8 |
| Legal Subdivision | HUNTWOOD |
| Legal Lot Number | 8,17 |
| Jurisdiction | HENRICO VA |
| Township / Civil Division | VARINA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 201104 |
3809 Split Rail Rd is owned and occupied by an individual who bought it in March 2018.
Source: Henrico County records, as of June 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3809 SPLIT RAIL RD, RICHMOND, VA 23223-2639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Mar 26, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Oct 19, 2017 | Foreclosure NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2018 · Amount on File |
| Deed Sale | Mar 26, 2018 · Amount on File |
| Prior Sale | Oct 19, 2017 · Amount on File |
| Deed Document Number | 20188542 |
| Deed Book / Page | 5721 / 1372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 3809 SPLIT RAIL RD, RICHMOND, VA 23223-2639 |
| Document Number | 59971684 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3809 SPLIT RAIL RD RICHMOND VA 232232639, RICHMOND, VA 23223-2639 |
| Document Number | 59971684 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 005997/001684 |
| Instrument | 19197 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 31, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HENRICO VA |
| Recording Date | Mar 26, 2018 |
| Property Address | 3809 SPLIT RAIL RD, RICHMOND, VA 23223-2639 |
| Document Number | 57211372 |
| Book / Page | 5721 / 1372 |
| Instrument Date | Mar 6, 2018 |
| Instrument | 201800008542 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | TRINITY TITLE AND SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3809 SPLIT RAIL RD, RICHMOND, VA 23223-2639 |
| Document Number | 201800008543 |
|---|---|
| Date | Mar 26, 2018 |
| Instrument | 201800008543 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | HENRICO VA |
| Recording Date | Oct 19, 2017 |
| Property Address | 3809 SPLIT RAIL RD, RICHMOND, VA 23223-2639 |
| Document Number | 56712402 |
| Book / Page | 005671 / 002402 |
| Instrument Date | Sep 27, 2017 |
| Instrument | 34009 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $181.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3401 W END AVE #760W NASHVILLE TN 372031042, 760W, NASHVILLE, TN 37203-1042 |
The 2026 property tax bill for 3809 Split Rail Rd was $3,422.
Source: Henrico County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Henrico County |
| Unified School District | Henrico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,422.00 | $412,400 (+9.19%) Land $70,000 Building $342,400 | $412,400 (+9.19%) Land $70,000 Building $342,400 |
| 2025 | $377,700 Land $60,000 Building $317,700 | $377,700 Land $60,000 Building $317,700 | |
| 2023 | $2,762.00 | $325,000 Land $55,000 Building $270,000 | $325,000 Land $55,000 Building $270,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3809 Split Rail Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3809 Split Rail Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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