Henrico County property record for 3813 Split Rail Rd, Richmond, VA 23223
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,123 sqft · built 1998 |
| Lot Size | 0.247 acres (10,790 sqft) |
| Owner | Company Name on File |
| Last Sale | $295,000 (Feb 2026) |
| Tax Bill | $3,283 (2026) |
| Deeds & Mortgages | Oct 2026 Mortgage Jun 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 807-727-9428 |
| Primary APN | 807-727-9428 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,123 sqft Living Area |
| Gross Area | 3,448 sqft |
| 1st Floor Area | 1,627 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 10,790 sqft (0.247 acres) |
| Garage Area | 436 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 325 sqft |
| Patio Area | 325 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | WH0486301 |
|---|---|
| Street Address | 3813 SPLIT RAIL RD |
| City | RICHMOND |
| State | VA |
| Zip | 23223-2639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | 0140040000B 0018; HUNTWOOD SC B BL B LT 18 8 A1 8 |
| Legal Subdivision | HUNTWOOD |
| Legal Lot Number | 8,18 |
| Jurisdiction | HENRICO VA |
| Township / Civil Division | VARINA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 201104 |
3813 Split Rail Rd is owned by a company that acquired it in September 2026.
Source: Henrico County records, as of October 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 11231 PARRISH CREEK LN, MIDLOTHIAN, VA 23112-3185 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2026 | Gift Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE |
| Jun 10, 2026 | Gift Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 12, 2026 | Warranty Deed, Construction Loan · Construction Mortgage AMERICAN HERITAGE LENDING INC |
| Jun 20, 2017 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2026 · Amount on File |
| Deed Sale | Feb 12, 2026 · Amount on File |
| Deed Document Number | 20264093 |
| Deed Book / Page | 6749 / 525 |
| Last Transfer Date | Sep 25, 2026 |
| Transfer Doc | 0000029215 |
| Record Updated | Oct 29, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | HENRICO VA |
| Recording Date | Oct 2, 2026 |
| Property Address | 3813 SPLIT RAIL RD, RICHMOND, VA 23223-2639 |
| Document Number | 0000029215 |
| Book / Page | 6827 / 458 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 202629215 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 11231 PARRISH CREEK LN, MIDLOTHIAN, VA 23112-3185 |
| Investor | Possibly a Property Investor |
| Document Number | 0000029216, |
|---|---|
| Date | Oct 2, 2026 |
| Instrument | 202629216 |
| Name | FIRST HERITAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.88% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | HENRICO VA |
| Recording Date | Jun 10, 2026 |
| Property Address | 3813 SPLIT RAIL RD, RICHMOND, VA 23223-2639 |
| Document Number | 0000016936 |
| Book / Page | 6789 / 1938 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202616936 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11231 PARRISH CREEK LN, MIDLOTHIAN, VA 23112-3185 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENRICO VA |
| Recording Date | Feb 12, 2026 |
| Property Address | 3813 SPLIT RAIL RD, RICHMOND, VA 23223-2639 |
| Document Number | 0006749525 |
| Book / Page | 6749 / 525 |
| Map Reference | MB 105 PG 84&85 |
| Instrument Date | Feb 3, 2026 |
| Instrument | 202600004093 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 6, 2026 |
| Title Company | WFG TITLE INSURANCE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $412.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11231 PARRISH CREEK LN, MIDLOTHIAN, VA 23112-3185 |
| Investor | Possibly a Property Investor |
| Document Number | 202600004094 |
|---|---|
| Date | Feb 12, 2026 |
| Instrument | 202600004094 |
| Name | AMERICAN HERITAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 3813 SPLIT RAIL RD, RICHMOND, VA 23223-2639 |
| Document Number | 56461809 |
| Book / Page | 005646 / 001809 |
| Instrument Date | Jun 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 56461809 |
|---|---|
| Date | Aug 9, 2017 |
| Book Page | 005646/001809 |
| Instrument | 25374 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 8, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 3813 Split Rail Rd was $3,283, down 3.9% from the year before.
Source: Henrico County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Henrico County |
| Unified School District | Henrico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,283.00 (-3.89%) | $447,500 (+15.45%) Land $70,000 Building $377,500 | $447,500 (+15.45%) Land $70,000 Building $377,500 |
| 2025 | $3,416.00 | $387,600 Land $60,000 Building $327,600 | $387,600 Land $60,000 Building $327,600 |
| 2023 | $2,834.00 | $333,500 Land $55,000 Building $278,500 | $333,500 Land $55,000 Building $278,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3813 Split Rail Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3813 Split Rail Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures