3854 Loch Dr, Highland, MI 48357 Property Records

Oakland County property record for 3854 Loch Dr, Highland, MI 48357 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,745 sqft · built 1969
Lot Size	0.434 acres (18,905 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Jul 2025)
Tax Bill	$2,124 (2025)
Deeds & Mortgages	Oct 2025 Transfer Jul 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`H-11-09-330-001`

Property Details

APN / Parcel Number

Primary APN	`H-11-09-330-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,745 sqft Living Area
1st Floor Area	1,745 sqft
Basement Area	1,379 sqft
Unfinished Basement	1,379 sqft
Game Room	Game Room

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Lot Area	18,905 sqft (0.434 acres)
Lot Dimensions	153 ft deep x 68 ft wide
View / Lot	Waterfront
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	234 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3854 LOCH DR
City	HIGHLAND
State	MI
Zip	48357-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T3N, R7E, SEC 9 HIGHLAND HILLS NO 3 LOT 169
Legal Range	07E
Legal Township	03N
Legal Section	09
Legal Subdivision	HIGHLAND
Legal Lot Number	169
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	2
Census Block	2010
Census Tract	131600

Owner

Source: Oakland County records · APN H-11-09-330-001

Assessment roll updated February 4, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3854 LOCH DR, HIGHLAND, MI 48357-2604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 08, 2025	Intrafamily Transfer, Transfer
Jul 02, 2025	Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS
Jun 29, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2025 · Amount on Record
Deed Sale	Jul 02, 2025 · Amount on Record
Prior Sale	Dec 14, 1998 · Amount on Record
Deed Document Number	202580012
Deed Book / Page	60327 / 799
Last Transfer Date	Oct 01, 2025
Transfer Doc	0000127149
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Oct 08, 2025
Property Address	3854 LOCH DR, HIGHLAND, MI 48357-2604
Document Number	0000127149
Book / Page	60599 / 247
Map Reference	LB 103 PG 20-22
Instrument Date	Oct 01, 2025
Instrument	127149
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3854 LOCH DR, HIGHLAND, MI 48357-2604

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3854 LOCH DR, HIGHLAND, MI 48357-2604

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 02, 2025
Property Address	3854 LOCH DR, HIGHLAND, MI 48357-2604
Document Number	0000080012
Book / Page	60327 / 799
Map Reference	LB 103 PG 20-22
Instrument Date	Jun 27, 2025
Instrument	80012
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3854 LOCH DR, HIGHLAND, MI 48357-2604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5143 N GEORGETOWN RD, GRAND BLANC, MI 48439-8778

Mortgage

Document Number	0060327801
Date	Jul 02, 2025
Instrument	60327/801

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2055

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3854 LOCH DR, HIGHLAND, MI 48357-2604
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3854 LOCH DR, HIGHLAND, MI 48357-2604

Mortgage

Document Number	0000164027
Date	Jun 29, 2021
Book Page	56473/261
Instrument	164027

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3854 LOCH DR, HIGHLAND, MI 48357-2604
Document Number	0000142012
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 03, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3854 LOCH DR HIGHLAND MI 483572604, HIGHLAND, MI 48357-2604

Mortgage

Document Number	0000142012
Date	Sep 03, 2019
Book Page	053199/000127
Instrument	142012

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 02, 2049

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,124.00 (-42.27%) Homeowner's exemption	$206,340 (+5.25%)	$412,680 (+5.25%)
2024	$3,679.00 (+4.73%) Homeowner's exemption	$196,050 (+14.21%)	$392,100 (+14.21%)
2023	$3,513.00 (+16.67%) Homeowner's exemption	$171,650	$343,300
2021	$3,011.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 230 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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