3912 Wind Dancer Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3912 Wind Dancer Cir, Saint Cloud, FL 34772 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,677 sqft · built 2017
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$226,593 (Nov 2017)
Tax Bill	$3,038 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-26-30-0097-0001-3890`

Property Details

APN / Parcel Number

Primary APN	`34-26-30-0097-0001-3890`
Alternative APN	`263034009700013890`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,677 sqft Living Area
Gross Area	2,267 sqft
1st Floor Area	1,677 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3912 WIND DANCER CIR
City	SAINT CLOUD
State	FL
Zip	34772-8280
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESPRIT PH 3D PB 24 PGS 151-154 LOT 389
Legal Range	30E
Legal Township	26S
Legal Section	34
Legal Subdivision	ESPRIT PH 3D
Legal Phase	3D
Legal Tract	97
Legal Block	3890
Legal Lot Number	389
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2038
Census Tract	43207

Owner

Source: Osceola County records · APN 34-26-30-0097-0001-3890

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3912 WIND DANCER CIR, SAINT CLOUD, FL 34772-8280
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 15, 2017 · Amount on Record
Deed Sale	Nov 15, 2017 · Amount on Record
Deed Document Number	2017162977
Deed Book / Page	5239 / 1388
Record Updated	Sep 20, 2026

November 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 15, 2017
Property Address	3912 WIND DANCER CIR, SAINT CLOUD, FL 34772-8280
Document Number	0052391388
Book / Page	5239 / 1388
Map Reference	MB24 PG151-154
Instrument Date	Nov 10, 2017
Instrument	2017162977
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,586.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3912 WIND DANCER CIR, SAINT CLOUD, FL 34772-8280

Mortgage

Document Number	0052391390
Date	Nov 15, 2017
Instrument	5239/1390

Lender

Name	CALATLANTIC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,038.00 (+6.45%) Homeowner's exemption	$212,627 (+5.99%)	$324,100 (+0.65%) Land $78,800 Building $245,300
2023	$2,854.00 (+3.78%) Homeowner's exemption	$200,617 (+3%)	$322,000 (+15.99%) Land $63,000 Building $259,000
2022	$2,750.00 Homeowner's exemption	$194,774	$277,600 Land $57,800 Building $219,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 66 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024, other causes, Hurricane Milton

Wildfire

Wildfire Risk	High above 79% of the US · above 67% of Florida
Wildfire Likelihood	About 1 in 182 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 125 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.