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3908 Wind Dancer Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3908 Wind Dancer Cir, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2016
Square Footage2,662 sqft Heated Area
Lot Size10,454 sqft (0.239 acres)
OccupancyOwner Occupied
Last Sale$284,399 (2017)
Tax Bill$4,057.00 (2025)

Property Details

APN / Parcel Number

Primary APN342630009700013910

Interior

Bedrooms4 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area2,662 sqft Heated Area
Gross Area3,461 sqft Gross Area
1st Floor2,662 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,454 sqft (0.239 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area447 sqft Garage
PorchOpen Porch
Porch Area352 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3908 WIND DANCER CIR
CitySAINT CLOUD
StateFL
Zip34772-8280
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionESPRIT PH 3D PB 24 PGS 151-154 LOT 391
Legal Range30E
Legal Township26S
Legal Section34
Legal SubdivisionESPRIT
Legal Phase3D
Legal Tract97
Legal Lot Number391
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2038
Census Tract43207

Owner

Source: Osceola County records · APN 342630009700013910

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3908 WIND DANCER CIR, SAINT CLOUD, FL 34772-8280
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC
Jan 31, 2017Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
IMORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 31, 2017 · Amount on Record
Deed SaleJan 31, 2017 · Amount on Record
Deed Doc Number2017016843
Deed Book / Page5094 / 1413
Record RefreshedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3908 WIND DANCER CIR, SAINT CLOUD, FL 34772-8280
Transaction TypeMortgage
Record UpdatedJun 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3908 WIND DANCER CIR, SAINT CLOUD, FL 34772-8280

Mortgage

Document Number0064221163
DateJun 09, 2023
Book Page6422/1163
Instrument2023074816
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term283 Months
DueJan 01, 2047

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJan 31, 2017
Property Address3908 WIND DANCER CIR, SAINT CLOUD, FL 34772-8280
Document Number0050941413
Book / Page005094 / 001413
Instrument DateDec 30, 2016
Instrument16843
Transaction TypeTransfer
Record UpdatedFeb 19, 2018
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,990.79
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3908 WIND DANCER CIR ST CLOUD FL 347728280, ST CLOUD, FL 34772-8280

Mortgage

Document Number50941415
DateJan 31, 2017
Book Page005094/001415
Instrument16844
Lender
NameIMORTGAGE
TypeMortgage Company
AddressSCOTTSDALE, AZ 85251
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 30, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,057.00 (+6.18%) Homeowner's exemption$269,547 (+5.99%)$395,900 (-5.51%) Land $75,000 Building $320,900
2023$3,821.00 (+3.55%) Homeowner's exemption$254,322 (+3%)$419,000 (+16.45%) Land $60,000 Building $359,000
2022$3,690.00 Homeowner's exemption$246,915$359,800 Land $55,000 Building $304,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 79% of the US · above 67% of Florida
Wildfire LikelihoodAbout 1 in 182 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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