Osceola County property record for 3909 Wind Dancer Cir, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,226 sqft Heated Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Garage | Finished, 415 sqft |
| Tax Bill | $6,415.00 (2025) |
| Primary APN | 342630009700013500 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,226 sqft Heated Area |
| Gross Area | 2,777 sqft Gross Area |
| 1st Floor | 941 sqft 1st Floor |
| Upper Floors | 1,285 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,019 sqft (0.23 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 415 sqft Garage |
| Patio Area | 35 sqft Patio |
| Porch | Open Porch |
| Porch Area | 136 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3909 WIND DANCER CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8281 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ESPRIT PH 3D PB 24 PGS 151-154 LOT 350 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 34 |
| Legal Subdivision | ESPRIT |
| Legal Phase | 3D |
| Legal Tract | 97 |
| Legal Lot Number | 350 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2030 |
| Census Tract | 43207 |
Source: Osceola County records · APN 342630009700013500
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 16797 BROADWATER AVE, WINTER GARDEN, FL 34787-4740 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Oct 05, 2021 | Warranty Deed, Transfer EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS |
| Feb 17, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 31, 2017 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CALATLANTIC MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 07, 2024 |
| Deed Sale | Oct 07, 2024 |
| Prior Sale | Oct 05, 2021 · Amount on Record |
| Deed Doc Number | 2024127584 |
| Deed Book / Page | 6675 / 1232 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 05, 2021 |
| Property Address | 3909 WIND DANCER CIR, SAINT CLOUD, FL 34772-8281 |
| Document Number | 0060582371 |
| Book / Page | 6058 / 2371 |
| Map Reference | MB 24 PG 151-154 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 2021154546 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Title Company | EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 260 VALENTINE LN # LN3C, 260, YONKERS, NY 10705-3664 |
| Name | Verified Name |
|---|---|
| Address | 11256 LEMON LAKE BLVD, ORLANDO, FL 32836-5068 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3909 WIND DANCER CIR, SAINT CLOUD, FL 34772-8281 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 260 VALENTINE LN 3C, 3C, YONKERS, NY 10705-3667 |
| Document Number | 0058921117 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 5892/1117 |
| Instrument | 2021022489 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 31, 2017 |
| Property Address | 3909 WIND DANCER CIR, SAINT CLOUD, FL 34772-8281 |
| Document Number | 0050941435 |
| Book / Page | 5094 / 1435 |
| Map Reference | MB24 PG151-154 |
| Instrument Date | Dec 28, 2016 |
| Instrument | 2017016849 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,791.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376 |
| Name | Verified Name |
|---|---|
| Address | 3909 WIND DANCER CIR, SAINT CLOUD, FL 34772-8281 |
| Document Number | 0050941437 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 5094/1437 |
| Name | CALATLANTIC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,415.00 (+2.94%) | $358,200 (-0.31%) Land $75,000 Building $283,200 | $358,200 (-0.31%) Land $75,000 Building $283,200 |
| 2023 | $6,232.00 (+11.84%) | $359,300 (+16.28%) Land $60,000 Building $299,300 | $359,300 (+16.28%) Land $60,000 Building $299,300 |
| 2022 | $5,572.00 | $309,000 Land $55,000 Building $254,000 | $309,000 Land $55,000 Building $254,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 79% of the US · above 67% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 182 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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