Osceola County property record for 3915 Wind Dancer Cir, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,004 sqft Heated Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $221,180 (2016) |
| Tax Bill | $3,287.00 (2025) |
| Primary APN | 342630009700013530 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,004 sqft Heated Area |
| Gross Area | 2,480 sqft Gross Area |
| 1st Floor | 830 sqft 1st Floor |
| Upper Floors | 1,174 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,841 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 406 sqft Garage |
| Porch | Open Porch |
| Porch Area | 70 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3915 WIND DANCER CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8281 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ESPRIT PH 3D PB 24 PGS 151-154 LOT 353 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 34 |
| Legal Subdivision | ESPRIT |
| Legal Phase | 3D |
| Legal Tract | 97 |
| Legal Lot Number | 353 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2030 |
| Census Tract | 43207 |
Source: Osceola County records · APN 342630009700013530
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3915 WIND DANCER CIR, SAINT CLOUD, FL 34772-8281 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 29, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FIRST AMERICAN TITLE INSURANCE |
| Nov 19, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MIDLAND MORTGAGE |
| Jul 17, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Jul 17, 2019 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) MIDFIRST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 17, 2016 · Amount on Record |
| Deed Sale | Nov 17, 2016 · Amount on Record |
| Deed Doc Number | 2016172494 |
| Deed Book / Page | 5057 / 1614 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3915 WIND DANCER CIR, SAINT CLOUD, FL 34772-8281 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3915 WIND DANCER CIR, SAINT CLOUD, FL 34772-8281 |
| Document Number | 0064330264 |
|---|---|
| Date | Jun 29, 2023 |
| Book Page | 6433/264 |
| Instrument | 2023084331 |
| Name | FIRST AMERICAN TITLE INSURANCE |
|---|---|
| Type | Insurance Company |
| Address | IRVING, TX 75063 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jul 01, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3915 WIND DANCER CIR, SAINT CLOUD, FL 34772-8281 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3915 WIND DANCER CIR, SAINT CLOUD, FL 34772-8281 |
| Document Number | 0060910098 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 6091/98 |
| Instrument | 2021180384 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3915 WIND DANCER CIR, SAINT CLOUD, FL 34772-8281 |
| Document Number | 0055702173 |
| Instrument Date | Jul 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3915 WIND DANCER CIR ST CLOUD FL 347728281, ST CLOUD, FL 34772-8281 |
| Document Number | 0055702173 |
|---|---|
| Date | Aug 09, 2019 |
| Book Page | 005570/002173 |
| Instrument | 102722 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 08, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3915 WIND DANCER CIR, SAINT CLOUD, FL 34772-8281 |
| Document Number | 0055721224 |
| Instrument Date | Jul 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3915 WIND DANCER CIR ST CLOUD FL 347728281, ST CLOUD, FL 34772-8281 |
| Document Number | 0055721224 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 005572/001224 |
| Instrument | 104116 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,287.00 (+6.38%) Homeowner's exemption | $226,554 (+5.99%) | $338,400 (-) Land $75,000 Building $263,400 |
| 2023 | $3,090.00 (+3.69%) Homeowner's exemption | $213,758 (+3%) | $338,400 (+16.17%) Land $60,000 Building $278,400 |
| 2022 | $2,980.00 Homeowner's exemption | $207,533 | $291,300 Land $55,000 Building $236,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 79% of the US · above 67% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 182 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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