3911 Twining Rd, Turner, MI 48765 Property Records

Arenac County property record for 3911 Twining Rd, Turner, MI 48765 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Nov 2024)
Tax Bill	$3,090 (2025)
Deeds & Mortgages	Apr 2017 Refinance Apr 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`012-0-020-400-015-05`

Property Details

APN / Parcel Number

Primary APN	`012-0-020-400-015-05`

Exterior

Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3911 TWINING RD
City	TURNER
State	MI
Zip	48765-9721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T20N R7E SEC 20 S 5 A OF W 275 FT OF SE 1/4 OF SE 1/4 SPLIT FROM 012-0-020-400-015-00 ACRES = 5
Legal Range	07E
Legal Township	20N
Legal Section	20
Jurisdiction	ARENAC MI
Township / Civil Division	WHITNEY
Census Block Group	1
Census Block	1084
Census Tract	970100

Owner

Source: Arenac County records · APN 012-0-020-400-015-05

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3911 TWINING RD, TURNER, MI 48765-9721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance MICHIGAN MUTUAL INC
Apr 17, 2017	Deed of Trust, Mortgage MICHIGAN MUTUAL INC
Jul 12, 2017	Deed of Trust, Mortgage · Line of Credit NORTHLAND AREA FEDERAL CREDIT UNION
Jul 12, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 14, 2024 · Amount on Record
Deed Sale	Nov 14, 2024 · Amount on Record
Prior Transfer Date	Jul 05, 2017
Prior Transfer Doc	20172423
Record Updated	Jun 08, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARENAC MI
Property Address	3911 TWINING RD, TURNER, MI 48765-9721
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201701128
Date	Apr 17, 2017
Instrument	201701128

Lender

Name	MICHIGAN MUTUAL INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	May 01, 2045

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARENAC MI
Property Address	3911 TWINING RD, TURNER, MI 48765-9721
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201701128
Date	Apr 17, 2017
Instrument	201701128

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	345 Months
Due	Jan 01, 2046

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARENAC MI
Property Address	3911 TWINING RD, TURNER, MI 48765-9721
Transaction Type	Mortgage
Record Updated	Nov 08, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201702424
Date	Jul 12, 2017
Instrument	201702424

Lender

Name	NORTHLAND AREA FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARENAC MI
Recording Date	Jul 12, 2017
Property Address	3911 TWINING RD, TURNER, MI 48765-9721
Document Number	20172423
Instrument Date	Jul 05, 2017
Instrument	2017-2423
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Arenac County records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Arenac County
County Subdivision	Whitney Township
Unified School District	Au Gres-Sims School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,000 (+7.28%)	$224,000 (+7.28%)
2025	$3,090.00 (+143.88%) Homeowner's exemption	$104,400	$208,800
2024	$1,267.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Arenac County (26011C), updated June 15, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260119701001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1980–2020)
Claims Outside the SFHA	3 of 6
Most Recent Claim	May 2020, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, May 2020 · 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
T-Mobile USA	Fixed Wireless	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Verizon, Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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