San Diego County property record for 3910 Lake Circle Dr, Fallbrook, CA 92028 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,414 sqft · built 2008 |
| Lot Size | 0.11 acres (4,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $880,000 (Apr 2026) |
| Tax Bill | $9,513 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 125-291-04-00 |
| Primary APN | 125-291-04-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,414 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 4,799 sqft (0.11 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 3910 LAKE CIRCLE DR |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-7881 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 36 TR 012848 |
| Legal Subdivision | SAN DIEGO 4249-3 |
| Legal Tract | 012848 |
| Legal Block | 1 |
| Legal Lot Number | 36 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | PAUMA VALLEY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 19109 |
Source: San Diego County records · APN 125-291-04-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3910 LAKE CIRCLE DR, FALLBROOK, CA 92028-7881 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 15, 2021 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Apr 13, 2026 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Aug 28, 2023 | Grant Deed, Transfer · VA Mortgage SUMMIT FUNDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 13, 2026 · Amount on Record |
| Deed Sale | Apr 13, 2026 · Amount on Record |
| Prior Sale | Aug 28, 2023 · Amount on Record |
| Deed Document Number | 2026102370 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3910 LAKE CIRCLE DR, FALLBROOK, CA 92028-7881 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2718 ALTA VISTA DR, FALLBROOK, CA 92028-8835 |
| Document Number | 0000437732 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 2021-0437732 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 08, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 13, 2026 |
| Property Address | 3910 LAKE CIRCLE DR, FALLBROOK, CA 92028-7881 |
| Document Number | 0000102370 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 2026102370 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE - SAN DIEGO BRANCH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $97,768.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3910 LAKE CIRCLE DR, FALLBROOK, CA 92028-7881 |
| Document Number | 0000102371, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 2026102371 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 28, 2023 |
| Property Address | 3910 LAKE CIRCLE DR, FALLBROOK, CA 92028-7881 |
| Document Number | 0000233856 |
| Map Reference | MAP 12848 |
| Instrument Date | Aug 16, 2023 |
| Instrument | 2023-0233856 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2023 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3910 LAKE CIRCLE DR, FALLBROOK, CA 92028-7881 |
| Document Number | 0000233857 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 2023-0233857 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $884,338 (+2%) Land $130,096 Building $754,242 | |
| 2025 | $9,513.00 (+1.95%) | $866,999 (+71.76%) Land $127,546 Building $739,453 |
| 2024 | $9,331.00 (+64.95%) | |
| 2023 | $5,657.00 (+1.62%) | $504,781 Land $74,260 Building $430,521 |
| 2022 | $5,567.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730191091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Moderate above 67% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | About 1 in 385 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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