3904 Lake Circle Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 3904 Lake Circle Dr, Fallbrook, CA 92028 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2008
Square Footage1,970 sqft Living Area
Lot Size5,556 sqft (0.128 acres)
OccupancyOwner Occupied
Last Sale$499,000 (2017)
Tax Bill$6,735.00 (2025)

Property Details

APN / Parcel Number

Primary APN125-291-05-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,970 sqft Living Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Lot Area5,556 sqft (0.128 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3904 LAKE CIRCLE DR
CityFALLBROOK
StateCA
Zip92028-7881
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 37 TR 012848
Legal SubdivisionSAN DIEGO 4249-3
Legal Tract012848
Legal Block1
Legal Lot Number37
JurisdictionSAN DIEGO CA
Minor Civil DivisionPAUMA VALLEY
Census Blockgroup1
Census Block1001
Census Tract19109

Owner

Source: San Diego County records · APN 125-291-05-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3904 LAKE CIRCLE DR, FALLBROOK, CA 92028-7881
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2022Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
Aug 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 24, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
GOLDEN EMPIRE MORTGAGE INC GOLDEN EMPIRE MORTGAGE INC
Oct 22, 2019Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
GOLDEN EMPIRE MORTGAGE INC
Aug 27, 2018Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
LOANDEPOT.COM LLC
Jul 19, 2017Grant Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 19, 2017 · Amount on Record
Deed SaleJul 19, 2017 · Amount on Record
Prior SaleDec 31, 2008 · Amount on Record
Deed Doc Number2017324902
Record RefreshedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3904 LAKE CIRCLE DR, FALLBROOK, CA 92028-7881
Transaction TypeMortgage
Record UpdatedOct 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3904 LAKE CIRCLE DR, FALLBROOK, CA 92028-7881

Mortgage

Document Number0000385379
DateOct 03, 2022
Instrument2022-0385379
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressWAYNE, PA 19087
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 24, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3904 LAKE CIRCLE DR, FALLBROOK, CA 92028-7881
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3904 LAKE CIRCLE DR, FALLBROOK, CA 92028-7881

Mortgage

Document Number0000605242
DateAug 25, 2021
Instrument2021-0605242
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3904 LAKE CIRCLE DR, FALLBROOK, CA 92028-7881
Document Number0000495731
Instrument DateAug 24, 2020
Transaction TypeMortgage
Record UpdatedSep 09, 2020
Title CompanyWFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3904 LAKE CIRCLE DR FALLBROOK CA 920287881, FALLBROOK, CA 92028-7881

Mortgage

Document Number0000495731
DateAug 28, 2020
Instrument495731
Lender
NameGOLDEN EMPIRE MORTGAGE INC GOLDEN EMPIRE MORTGAGE INC
TypeBank
AddressBAKERSFIELD, CA 93309
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueAug 27, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3904 LAKE CIRCLE DR, FALLBROOK, CA 92028-7881
Document Number0000504948
Instrument DateOct 22, 2019
Transaction TypeMortgage
Record UpdatedNov 12, 2019
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3904 LAKE CIRCLE DR FALLBROOK CA 920287881, FALLBROOK, CA 92028-7881

Mortgage

Document Number0000504948
DateNov 04, 2019
Instrument504948
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeBank
AddressBAKERSFIELD, CA 93309
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueNov 03, 2049

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3904 LAKE CIRCLE DR, FALLBROOK, CA 92028-7881
Document Number0000363927
Instrument DateAug 27, 2018
Transaction TypeMortgage
Record UpdatedSep 11, 2018
Title CompanyAMERICAN COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3904 LAKE CIRCLE DR FALLBROOK CA 920287881, FALLBROOK, CA 92028-7881

Mortgage

Document Number0000363927
DateSep 04, 2018
Instrument363927
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 03, 2048

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 19, 2017
Property Address3904 LAKE CIRCLE DR, FALLBROOK, CA 92028-7881
Document Number0000324902
Map ReferenceMAP12848
Instrument DateJun 20, 2017
Instrument2017-0324902
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyEQUITY TITLE SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3904 LAKE CIRCLE DR, FALLBROOK, CA 92028-7881

Mortgage

Document Number0000324903
DateJul 19, 2017
Instrument2017-0324903
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$613,353 (+2%) Land $135,375 Building $477,978
2025$6,735.00 (+4.91%)$601,327 (+4.04%) Land $132,721 Building $468,606
2023$6,420.00 (+1.63%)$577,978 Land $127,568 Building $450,410
2022$6,317.00

Flood & Wildfire

3904 Lake Circle Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
67th percentile of exposed land nationally · 41st in California
Wildfire LikelihoodHigh — about 1 in 385 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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