3923 Lake Circle Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 3923 Lake Circle Dr, Fallbrook, CA 92028 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,414 sqft · built 2008
Lot Size	0.101 acres (4,400 sqft)
Owner	2 Individual Names on File
Last Sale	$770,000 (Aug 2022)
Tax Bill	$8,823 (2025)
Deeds & Mortgages	Aug 2022 Transfer Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`125-282-49-00`

Property Details

APN / Parcel Number

Primary APN	`125-282-49-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,414 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	4,400 sqft (0.101 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3923 LAKE CIRCLE DR
City	FALLBROOK
State	CA
Zip	92028-7881
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 212 TR 012848
Legal Subdivision	COUNTY/SAN DIEGO 4249-3
Legal Tract	012848
Legal Block	1
Legal Lot Number	212
Jurisdiction	SAN DIEGO CA
Township / Civil Division	PAUMA VALLEY
Census Block Group	1
Census Block	1004
Census Tract	19109

Owner

Source: San Diego County records · APN 125-282-49-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3923 LAKE CIRCLE DR, FALLBROOK, CA 92028-7881
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Quit Claim Deed, Transfer LAWYERS TITLE
Aug 29, 2022	Grant Deed, Transfer · Conventional Mortgage NAVY FCU
Oct 01, 2018	Loan Modification, Mortgage · Conventional Mortgage CIS FIN'L SVCS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 29, 2022 · Amount on Record
Deed Sale	Aug 29, 2022 · Amount on Record
Prior Sale	Oct 31, 2008 · Amount on Record
Deed Document Number	2022344950
Record Updated	Sep 20, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 29, 2022
Property Address	3923 LAKE CIRCLE DR, FALLBROOK, CA 92028-7881
Document Number	0000344949
Map Reference	MAP 12848
Instrument Date	Aug 19, 2022
Instrument	2022-0344949
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	502 NEW FIRE CT, JACKSONVILLE, NC 28546-0152

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 29, 2022
Property Address	3923 LAKE CIRCLE DR, FALLBROOK, CA 92028-7881
Document Number	0000344950
Map Reference	MAP 12848
Instrument Date	Aug 03, 2022
Instrument	2022-0344950
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3923 LAKE CIRCLE DR, FALLBROOK, CA 92028-7881

Mortgage

Document Number	0000344951
Date	Aug 29, 2022
Instrument	2022-0344951

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	3923 LAKE CIRCLE DR, FALLBROOK, CA 92028-7881
Document Number	0000457507
Instrument Date	Oct 01, 2018
Transaction Type	Mortgage
Record Updated	Nov 09, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3923 LAKE CIRCLE DR FALLBROOK CA 920287881, FALLBROOK, CA 92028-7881

Mortgage

Document Number	0000457507
Date	Nov 01, 2018
Instrument	457507

Lender

Name	CIS FIN'L SVCS
Type	Funding / Finance Company
Address	HAMILTON, AL 35570

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$817,022 (+2%) Land $84,657 Building $732,365
2025	$8,823.00 (+7.43%)	$801,003 (+6.8%) Land $82,998 Building $718,005
2023	$8,213.00 (+55.26%)	$750,000 Land $77,000 Building $673,000
2022	$5,290.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730191091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 41% of California
Wildfire Likelihood	About 1 in 385 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 161 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fiber	1,000 / 1,000
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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