San Diego County property record for 3896 Lake Circle Dr, Fallbrook, CA 92028 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,845 sqft · built 2007 |
| Lot Size | 0.119 acres (5,190 sqft) |
| Owner | Individual Name on File |
| Last Sale | $512,500 (Mar 2016) |
| Tax Bill | $4,958 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 125-291-06-00 |
| Primary APN | 125-291-06-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,845 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 5,190 sqft (0.119 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 3896 LAKE CIRCLE DR |
|---|---|
| City | FALLBROOK |
| State | CA |
| Zip | 92028-7872 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 38 TR 012848 |
| Legal Subdivision | SAN DIEGO #4249-3 |
| Legal Tract | 012848 |
| Legal Block | 1 |
| Legal Lot Number | 38 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | PAUMA VALLEY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 19109 |
Source: San Diego County records · APN 125-291-06-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3896 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| May 12, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 14, 2016 · Amount on Record |
| Deed Sale | Mar 14, 2016 · Amount on Record |
| Prior Sale | Jun 13, 2013 · Amount on Record |
| Deed Document Number | 2016111473 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3896 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3896 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872 |
| Document Number | 0000036398 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 2026-0036398 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3896 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 3896 LAKE CIRCLE DR, FALLBROOK, CA 92028-7872 |
| Document Number | 0000366000 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2021-0366000 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $618,818 (+2%) Land $86,742 Building $532,076 | |
| 2025 | $4,958.00 (+3.4%) | $606,686 (+4.04%) Land $85,042 Building $521,644 |
| 2023 | $4,795.00 (-3.31%) | $583,130 Land $81,741 Building $501,389 |
| 2022 | $4,959.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730191091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Moderate above 67% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | About 1 in 385 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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