391 Summit Ave, Mount Vernon, NY 10552 Property Records

Westchester County and Mount Vernon City property record for 391 Summit Ave, Mount Vernon, NY 10552

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$328,550 (Feb 2018)
Tax Bill	$13,750 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`550800 165.31-2236-10`

Property Details

APN / Parcel Number

Primary APN	`550800 165.31-2236-10`
Alternative APNs	`080016503122360100000000` `054010`

Exterior

Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Account Number	054010
Street Address	391 SUMMIT AVE
City	MOUNT VERNON
State	NY
Zip	10552-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2236
Legal Lot Number	10.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1004
Census Tract	4200

Owner

391 Summit Ave is owned by two individuals who bought it in February 2018.

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	STATE HWY 121 BYP, LEWISVILLE, TX 75067
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2020	Deed of Trust, Mortgage · Conventional with PMI MUNICIPAL CU
Feb 5, 2018	Grant Deed, Transfer RECORD AND RETURN TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2018 · Amount on File
Deed Sale	Feb 5, 2018 · Amount on File
Prior Sale	Sep 16, 2016 · Amount on File
Deed Document Number	2018573213257
Prior Transfer Date	Jul 25, 2016
Prior Transfer Doc	0561953194
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	391 SUMMIT AVE, MOUNT VERNON, NY 10552-2224
Document Number	0601403665
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	LANDSTAR TITLE AGENCY INC, LANDSTAR TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 SUMMIT AVE MOUNT VERNON NY 105522224, MOUNT VERNON, NY 10552-2224

Mortgage

Document Number	0601403665
Date	May 20, 2020
Book Page	060140/003665

Lender

Name	MUNICIPAL CU
Type	Credit Union
Address	NEW YORK, NY 10007

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 19, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Feb 5, 2018
Property Address	391 SUMMIT AVE, MOUNT VERNON, NY 10552-2224
Document Number	0573213257
Book / Page	057321 / 003257
Instrument Date	Jan 10, 2018
Transaction Type	Transfer
Record Updated	Feb 12, 2018
Title Company	RECORD AND RETURN TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$1,300.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 SUMMIT AVE MOUNT VERNON NY 105522224, MOUNT VERNON, NY 10552-2224

Tax Assessment & Valuation

The 2026 property tax bill for 391 Summit Ave was $13,750, down 3.5% from the year before.

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,750.00 (-3.51%)
2025	$14,250.00	$8,000 (-) Land $2,400 Building $5,600	$444,444 (+6.67%) Land $133,333 Building $311,111
2024		$8,000 (-8.05%) Land $2,400 Building $5,600	$416,667 (-18.1%) Land $125,000 Building $291,667
2023		$8,700 Land $2,400 Building $6,300	$508,772 Land $140,351 Building $368,421

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 391 Summit Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 391 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 877 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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