388 Summit Ave, Mount Vernon, NY 10552 Property Records

Westchester County and Mount Vernon City property record for 388 Summit Ave, Mount Vernon, NY 10552

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Aug 2015)
Tax Bill	$15,812 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550800 165.31-2234-5`

Property Details

APN / Parcel Number

Primary APN	`550800 165.31-2234-5`
Alternative APNs	`080016503122340050000000` `053680`

Exterior

Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	053680
Street Address	388 SUMMIT AVE
City	MOUNT VERNON
State	NY
Zip	10552-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUBDIVISION MAP OF HUNT ESTATE
Legal Block	2234
Legal Lot Number	5.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1005
Census Tract	4200

Owner

388 Summit Ave is owned and occupied by an individual who bought it in August 2015.

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	388 SUMMIT AVE, MOUNT VERNON, NY 10552-2206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2015 · Amount on File
Deed Sale	Aug 27, 2015 · Amount on File
Prior Sale	Jan 23, 2004 · Amount on File
Deed Document Number	2015552223170
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	388 SUMMIT AVE, MOUNT VERNON, NY 10552-2206
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 SUMMIT AVE, MOUNT VERNON, NY 10552-2206

Mortgage

Document Number	0613473191
Date	Mar 25, 2022
Instrument	613473191

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	177 Months
Due	Dec 11, 2036

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	388 SUMMIT AVE, MOUNT VERNON, NY 10552-2206
Document Number	0603393787
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	REALTY RESOURCE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 SUMMIT AVE MOUNT VERNON NY 105522206, MOUNT VERNON, NY 10552-2206

Mortgage

Document Number	0603393787
Date	Dec 7, 2020
Book Page	060339/003787

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 388 Summit Ave was $15,812, down 25.7% from the year before.

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,812.00 (-25.74%)
2025	$21,293.00	$9,200 (-11.54%) Land $3,000 Building $6,200	$511,111 (-5.64%) Land $166,667 Building $344,444
2024		$10,400 (-) Land $3,000 Building $7,400	$541,667 (-10.94%) Land $156,250 Building $385,417
2023		$10,400 Land $3,000 Building $7,400	$608,188 Land $175,439 Building $432,749

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 388 Summit Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 388 Summit Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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