380 Summit Ave, Mount Vernon, NY 10552 Property Records

Westchester County and Mount Vernon City property record for 380 Summit Ave, Mount Vernon, NY 10552

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Nov 2022)
Tax Bill	$20,968 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550800 165.31-2234-6`

Property Details

APN / Parcel Number

Primary APN	`550800 165.31-2234-6`
Alternative APNs	`080016503122340060000000` `053690`

Exterior

Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Account Number	053690
Street Address	380 SUMMIT AVE
City	MOUNT VERNON
State	NY
Zip	10552-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUBDIVISION MAP OF HUNT ESTATE
Legal Block	2234
Legal Lot Number	6.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1005
Census Tract	4200

Owner

380 Summit Ave is owned and occupied by two individuals who bought it in November 2022.

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	380 SUMMIT AVE, MOUNT VERNON, NY 10552-2206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
May 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Mar 18, 2019	Loan Modification, Mortgage · Conventional Mortgage M&T BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2022 · Amount on File
Deed Sale	Nov 1, 2022 · Amount on File
Prior Sale	Nov 1, 2022 · Amount on File
Deed Document Number	2022622413451
Prior Transfer Date	Aug 15, 1995
Prior Transfer Doc	1122000013
Record Updated	Oct 29, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Nov 1, 2022
Property Address	380 SUMMIT AVE, MOUNT VERNON, NY 10552-2206
Document Number	0622413451
Map Reference	MAP 2851
Instrument Date	Aug 21, 2022
Instrument	622413451
Transaction Type	Transfer
Record Updated	Nov 11, 2022
Title Company	JUDICIAL TITLE INSURANCE AGENCY INC, JUDICIAL TITLE INS AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	380 SUMMIT AVE, 380, MOUNT VERNON, NY 10552-2206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 N 6TH AVE, MOUNT VERNON, NY 10550-1204

Mortgage

Document Number	0623053038
Date	Nov 1, 2022
Instrument	623053038

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	380 SUMMIT AVE, MOUNT VERNON, NY 10552-2206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAFAYETTE SETMNT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0591423380
Date	May 22, 2019
Instrument	591423380

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	335 Months
Due	Apr 1, 2047

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	380 SUMMIT AVE, MOUNT VERNON, NY 10552-2206
Document Number	0591423381
Instrument Date	Mar 18, 2019
Transaction Type	Mortgage
Record Updated	Jun 5, 2019
Title Company	LAFAYETTE SETTLEMENT SERVICES, LAFAYETTE SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 SUMMIT AVE MOUNT VERNON NY 105522206, MOUNT VERNON, NY 10552-2206

Mortgage

Document Number	0591423381
Date	May 22, 2019
Book Page	059142/003381

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	May 21, 2047

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

The 2026 property tax bill for 380 Summit Ave was $20,968, up 13.3% from the year before.

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,968.00 (+13.29%)
2025	$18,509.00	$12,200 (-) Land $3,000 Building $9,200	$677,778 (+6.67%) Land $166,667 Building $511,111
2024		$12,200 (-) Land $3,000 Building $9,200	$635,417 (-10.94%) Land $156,250 Building $479,167
2023		$12,200 Land $3,000 Building $9,200	$713,451 Land $175,439 Building $538,012

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 380 Summit Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 380 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 877 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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