399 Summit Ave, Mount Vernon, NY 10552 Property Records

Westchester County and Mount Vernon City property record for 399 Summit Ave, Mount Vernon, NY 10552

Property Summary

Property Type	Single Family Home
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Aug 2017)
Tax Bill	$14,953 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550800 165.31-2236-18`

Property Details

APN / Parcel Number

Primary APN	`550800 165.31-2236-18`
Alternative APNs	`080016503122360180000000` `054090`

Exterior

Lot Area	3,485 sqft (0.08 acres)

Location & Zoning

Account Number	054090
Street Address	399 SUMMIT AVE
City	MOUNT VERNON
State	NY
Zip	10552-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUBDIVISION MAP OF THE HURT ESTATE
Legal Block	2236
Legal Lot Number	18.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1004
Census Tract	4200

Owner

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	399 SUMMIT AVE, MOUNT VERNON, NY 10552-2224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage BLUELEAF LENDING LLC
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage BLUELEAF LENDING LLC
Aug 16, 2017	Grant Deed, Transfer · Conventional with PMI BLUELEAF LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2017 · Amount on Record
Deed Sale	Aug 16, 2017 · Amount on Record
Prior Sale	Mar 23, 2005 · Amount on Record
Deed Document Number	2017572143333
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	399 SUMMIT AVE, MOUNT VERNON, NY 10552-2224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	THE GREAT AMERICAN TITLE AGE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0602453689
Date	Sep 4, 2020
Instrument	602453689

Lender

Name	BLUELEAF LENDING LLC
Type	Lending Institution
Address	AURORA, IA 50607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	399 SUMMIT AVE, MOUNT VERNON, NY 10552-2224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	THE GREAT AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0602453674
Date	Sep 4, 2020
Instrument	602453674

Lender

Name	BLUELEAF LENDING LLC
Type	Lending Institution
Address	80607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 16, 2017
Property Address	399 SUMMIT AVE, MOUNT VERNON, NY 10552-2224
Document Number	0572143333
Book / Page	057214 / 003333
Instrument Date	Aug 3, 2017
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	GREAT AMERICAN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,080.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 MEMORIAL HWY #4J NEW ROCHELLE NY 108018315, 4J, NEW ROCHELLE, NY 10801-8315

Mortgage

Document Number	572223367
Date	Aug 16, 2017
Book Page	057222/003367

Lender

Name	BLUELEAF LNDG
Address	CHICAGO, IL 60607

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2047

Tax Assessment & Valuation

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,953.00 (+9.99%)
2025	$13,595.00	$8,700 (-) Land $2,200 Building $6,500	$483,333 (+6.67%) Land $122,222 Building $361,111
2024		$8,700 (-) Land $2,200 Building $6,500	$453,125 (-10.94%) Land $114,583 Building $338,542
2023		$8,700 Land $2,200 Building $6,500	$508,772 Land $128,655 Building $380,117

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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